Credit Manager-RELATIONSHIP BANKING GROUP-Credit
Kotak Mahindra Bank Limited
Work from Office
Full Time
Min. 2 yearsJob Description
Credit Manager-RELATIONSHIP BANKING GROUP-Credit
JOB DESCRIPTION
Role
Credit Appraisal
· Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
· Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
· Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
Stock on Hire: Increase in volume of business
· Ensure that SOH increases(pl confirm if this applies to CM role )
NPA trend
· Analyze the NPA trend like area, industry, sector etc.
· Interact with Customers & understand the business and regularly monitor delinquencies / infants.
Infant loan which is less than 12 months NPA
· Ensure qualitative portfolio
Experience Level
Mid LevelJob role
Job requirements
About company
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