Equitas Small Finance Bank

Branch Credit Manager

Equitas Small Finance Bank
Chennai
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 2 yearsMin. 2 years

Job Description

Branch Credit Manager

  • Ensure proper credit evaluation of customers as per policy & process
  • Conduct personal discussion with customers for evaluation of Loan proposal
  • Support the branch team in achieving desired branch objective.
  • Manage & Maintain TAT for Loan disbursement.
  • Supervisor & mentor Credit officer & Officer Credit Operation.
  • To diligently appraise loan applications in line with credit policy of the organization.
  • Ensure Credit policies to build a good quality portfolio of the branch.
  • Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
  • Completion of PDD on time for the Loan Disbursed 
  • Ensure Quality Portfolio of the branch is Maintained
  • Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
  • Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided
  • Minimize turnaround time per application
  • Maintain a high quality portfolio at branch level.
  • Manage and support other operations activities at the branch.
  • Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate

Ensure that the PDD is collected and maintained as per credit norms.

 

Job role

Work location
Work locationEmerging Enterprise Banking>South 2>Tamil Nadu>Tamil Nadu 1>Chennai North>Chennai North>Chennai>1182>Redhills
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryLending Operations
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 2 years

About company

Name
NameEquitas Small Finance Bank
Job posted by Equitas Small Finance Bank

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You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have completed the required education and people who have 2 to 8 years are eligible to apply for this job. You can apply for more jobs in Chennai to get hired quickly.

The candidate should have sound communication skills and sound communication skills for this job.

Both Male and Female candidates can apply for this job.

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