Product Manager- Lending

Role Summary 

• The role holder is responsible for supporting the Regional CCM Services Lead and Head of CCM Product & Design on development and delivery of the overall lending product strategy.  

• This includes design, initiatives and ongoing management of CCM lending products and processes aligned to propositions, segmentation and participation models. 

• The holder must anticipate future market conditions in a changing context (incl. pricing, risk, regulatory and customer insight); and drive product performance within this context.  The role holder will develop detailed understanding of the regional/country requirements and will work to deliver our global CMM product within these parameters. 

• The role holder will drive the global strategy, development, management, oversight and governance of CCM products   

• The role holder will support implementation of a consistent Target Operating Model (TOM), as well as the development of business tracking / performance metrics e.g., portfolio analytics, pricing tools etc.    

• The role holder will support local product initiatives and government schemes where relevant.  

• The role holder will contribute to the performance of the lending product including the lending risk indicators and monitoring activities.  

• The role holder will support wider Credit & Lending stakeholders in the submission of new processes and products to CCM governance forums. 

• The role holder will support business strategy & objectives including growing revenue, ROTE and profitability in a fast-changing environment. 

• Support on the delivery of key working groups and projects, driven by both internal and external requirements. 

Knowledge & Experience:

Essential:

• Credit and Lending experience. This could be from various areas of the E2E Credit & Lending journey e.g. RM / RM support; Credit Services; Operations; Risk; Product.
• Ability to deal with complex requirements
• Ability to meet exacting timescales
• Strong analytical background with a high degree of attention to detail
• Background working in cross-functional teams to drive requirements capture

Recommended: 

• - Experience working within a frontline team or as part of a function which closely supports frontline teams