Credit Officer
Equitas Small Finance Bank
Work from Office
Full Time
Min. 2 yearsJob Description
Credit Officer
- Analyze home loan applications under Affordable Housing Finance segment
- Assess borrower profiles including salaried, self-employed, and informal income customers
- Conduct detailed credit appraisal including income estimation, FOIR, and repayment capacity
- Evaluate property documents and ensure legal & technical compliance
- Verify KYC, banking, and financial documents for authenticity
- Perform field investigation (FI) and residence/business verification when required
- Prepare credit appraisal notes and recommend approvals based on risk assessment
- Ensure adherence to internal credit policies, NHB/RBI guidelines, and compliance norms
- Coordinate with sales, legal, technical, and operations teams for smooth loan processing
- Monitor loan portfolio quality and identify early warning signals
- Maintain proper documentation and audit trails
Job role
Job requirements
About company
You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.
The candidate should have completed the required education and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Barshi to get hired quickly.
The candidate should have sound communication skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Barshi at apna.
No work-related deposit needs to be made during your employment with the company.
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