Research Analyst - Lending Operations

Experience

3+ years of experience in commercial lending, Syndicated and bilateral loan processing

Job duties

• Thorough understanding of Loan product Lifecyle with exposure across various Loan management systems, documentation, closing, funding, and post closure servicing of transactions.
• Sound understanding of loan products; policies and processes; documentation requirements; risk systems, including loan origination systems; limits and exposure management; legal documentation.
• Experience in migration of syndicated and bilat deals to LIQ from other softwares.
• Experience in reviewing legal documents such as credit agreement, pricing letters, borrowing notices.
• Hands-on experience of servicing loans in LIQ/Flex is a must, including processing outstanding loans/SBLCs, fee accrual booking/manual adjustments, FED/SWIFT payments, generating manual cashflows etc
• Processing of funding requests, payments, rollover, nostro reconciliation and calculation of interest and fees per the notice sent by agent bank.
• Experience in collaborating/liaising with internal/external stakeholders and ensuring daily targets are met

Qualification

CA/ MBA Finance/any graduate having relevant experience

Skills required

• Proficient in using various tools such as Loan IQ, Flex-cube, XMC, ACBS
• Ability to handle client relations.
• Ability to implement tasks and projects with minimal supervision.
• Proficient in MS Office application with advanced knowledge of excel is preferred.

Personal attributes/ Interpersonal skills required

• Independent and decisive mindset; strong analytical and problem-solving skills; a structured working style with passion for deep diving into problems.
• Team player.
• Ability to work on tight deadlines.
• Strong interpersonal and communication skills; ability to work effectively across teams.
• Ability to independently investigate/ analyse information and present conclusion.