Business Executive

• Key Responsibilities:Source new farm equipment loan business through direct customer interaction, dealer networks, and field marketing activities.
• Generate leads and convert them into loan disbursements while meeting monthly and annual business targets.
• Conduct customer visits and assess creditworthiness, repayment capacity, and eligibility.
• Collect and verify customer documents required for loan processing.
• Coordinate with credit, operations, and collection teams for timely loan approval and disbursement.
• Develop and maintain relationships with tractor, farm equipment dealers, and rural business partners.
• Ensure compliance with company policies, regulatory requirements, and KYC norms.
• Monitor portfolio quality and support collections to minimize delinquencies.
• Maintain accurate records of customer interactions, leads, and loan applications.
• Participate in promotional campaigns, village visits, melas, and marketing activities to increase product awareness.
• Key Result Areas (KRAs):Farm Equipment Loan Disbursement
• Lead Generation & Conversion
• Dealer Relationship Management
• Portfolio Quality Maintenance
• Customer Acquisition & Retention
• Collection Support and Delinquency Control
• Educational Qualification:Graduate in any discipline.
• Additional qualification in Finance, Marketing, or Agriculture is preferred.
• Experience:0-1 years of experience in Farm Equipment Loans, Tractor Loans, Rural Lending, Agri Finance, or NBFC/Banking sales.
• Freshers with strong sales aptitude may also be considered.
• Required Skills:Knowledge of agricultural finance and farm equipment financing.
• Strong sales and negotiation skills.
• Good communication and interpersonal abilities.
• Customer relationship management skills.
• Field marketing and lead generation capabilities.
• Basic computer knowledge and proficiency in MS Office.
• Key Competencies:Result Orientation
• Customer Focus
• Relationship Building
• Team Collaboration
• Problem Solving
• Integrity and Compliance
• Local Market Knowledge

Salary Range:As per company norms and candidate experience.

• Working Conditions:Extensive field travel.
• Interaction with farmers, dealers, and rural customers.
• Target-oriented role.