Rising Sun Business Solutions

Area Credit Manager - Credit Retail Secured - Delhi | Aditya Birla Capital Limited | Financial Services

Rising Sun Business Solutions
New Delhi
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 5 yearsMin. 5 years

Job Description

Area Credit Manager - Credit Retail Secured - Delhi | Aditya Birla Capital Limited | Financial Services

Key Result Areas 

Supporting Actions

Credit Underwriting Management

  • Ensure timely and policy-compliant credit decisions across assigned branches. 
  • Support branch teams in evaluating proposals and managing turnaround time. 
  • Address audit and compliance observations and coordinate with collections for recovery actions

Process Improvements

  • Identify and implement local process enhancements to improve efficiency and reduce manual work. 
  • Support adoption of digital tools and workflows at the branch level.

Portfolio Management

  • Monitor bounce rates and early delinquencies using MIS dashboards. 
  • Implement corrective actions for high-risk accounts and support portfolio quality improvement

Business Growth

  • Collaborate with sales and channel partners to support disbursement targets. 
  • Ensure smooth credit operations through regular engagement with stakeholders

Team Development

  • Train and mentor branch credit officers to strengthen underwriting and compliance. 
  • Promote consistent execution of credit policies and support talent development.

Job role

Work location
Work locationDelhi
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryBanking Operations
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 5 years

About company

Name
NameRising Sun Business Solutions
Job posted by Rising Sun Business Solutions

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You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have completed the required education and people who have 5 to 10 years are eligible to apply for this job. You can apply for more jobs in New Delhi to get hired quickly.

The candidate should have sound communication skills and sound communication skills for this job.

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