GRJ Trades and Finance Limited

Credit Officer

GRJ Trades and Finance Limited
Connaught Place, New Delhi
₹18,000 - ₹28,500 monthly*

Fixed

₹18,000 - ₹25,500

Average Incentives*

₹3,000

Earning Potential

₹28,500

Work from OfficeWork from Office
Full TimeFull Time
Min. 6 monthsMin. 6 months
Basic EnglishBasic English

Job highlights

5 applicants

5 applicants

Benefits include: PF, ESI (ESIC)

Benefits include: PF, ESI (ESIC)

Job Description

  • Credit Officer Cum Relationship Officer – JDManage the complete customer journey, from lead generation and customer interaction to loan application, approval and disbursement.
  • Understand customer requirements and convince eligible customers to avail the loan, clearly explaining loan terms, repayment schedule and applicable charges.
  • Handle customer calls, follow-ups and relationship management to ensure smooth processing and a positive customer experience.
  • Conduct basic credit assessment, KYC/document verification and customer profile evaluation as per company policies.
  • Coordinate with Credit, Operations and Disbursement teams to resolve pending requirements and ensure timely loan processing.
  • Achieve assigned monthly disbursement/conversion targets and earn incentives based on performance and target achievement.
  • Maintain excellent communication, customer handling and follow-up skills; prior experience in payday loans, digital lending, NBFC, fintech or personal loans will be preferred.

Job role

Work location
Work locationConnaught Place, New Delhi, Delhi, India
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryBanking/Loan Sales
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 6 months
Education
Education12th Pass
Skills
SkillsGood Communication Skills, Sales, Loan Sales, Business Loans, Credit analysis, Personal Loans, Loan Disbursement, Micro Loan Sales
English level
English levelBasic English
Age limit
Age limit18 - 28 years
Gender
GenderAny gender

About company

Name
NameGRJ Trades and Finance Limited
Address
AddressConnaught Place, New Delhi, Delhi, India
Job posted by GRJ Trades and Finance Limited

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You can expect a minimum salary of 18,000 INR and can go up to 28,500 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have studied 12th Pass and people who have 0.5 to 31 years are eligible to apply for this job. You can apply for more jobs in Delhi-NCR to get hired quickly.

The candidate should have Basic English skills and sound communication skills for this job.

Both Male and Female candidates can apply for this job.

No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Delhi-NCR at apna.

No work-related deposit needs to be made during your employment with the company.

Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview.

The last date to apply for this job is 11 Oct 2026. For more details, download apna app and find Full Time jobs in Delhi-NCR . Through apna, you can find jobs in 64 cities across India. Join NOW!