Loan Executive

Key Responsibilities

• Identify and approach potential customers for personal, home, business, or vehicle loans
• Explain loan products, interest rates, eligibility criteria, and documentation requirements to customers
• Collect and verify required documents from applicants
• Coordinate with the credit and operations team for loan processing and approval
• Follow up with customers for pending documentation and disbursement
• Achieve monthly/quarterly sales and disbursement targets
• Build and maintain relationships with customers, DSAs, and channel partners
• Source and manage a network of DSAs (Direct Selling Agents) to generate loan leads
• Train and support DSAs on product knowledge, documentation, and process updates
• Maintain accurate records of leads, applications, and follow-ups
• Ensure compliance with company policies and regulatory guidelines
• Handle customer queries and provide after-sales support

Requirements

• Graduate in any discipline (preferred: Finance, Commerce, or Business)
• years of experience in loan sales, banking, or NBFC sector (or fresher, if applicable)
• Prior experience working with or managing DSAs/DSA channel is preferred
• Good communication and interpersonal skills
• Strong sales and negotiation ability
• Basic knowledge of loan products and documentation process
• Proficiency in MS Office / CRM tools
• Own vehicle preferred (for field visits, if applicable)

Skills Required

• Sales and target orientation
• DSA/channel partner management
• Customer relationship management
• Negotiation skills
• Attention to detail
• Local market knowledge

Perks & Benefits

• Attractive incentives on top of fixed salary
• Career growth opportunities
• Training and support provided
• [Other benefits: PF, health insurance, travel allowance, etc.]