Credit Officer
Freecharge Payment Technologies Private LimitedFixed
₹40,000 - ₹41,500
Earning Potential
₹41,500
Fixed
₹40,000 - ₹41,500
Earning Potential
₹41,500
Work from Office
Full Time
Min. 2 years
Basic EnglishJob highlights
Urgently hiring
Job Description
Job Title: Senior Executive – CreditCompany: Freecharge Biz by Axis Bank
Division: Credit
Job Location: Vadodara
Experience Required: Minimum 2+ Years
Salary: Up to ₹5 LPA
Industry: Banking / NBFC / Financial Services
Products: Unsecured Business Loans (UBL) & Micro LAP
Joining: Immediate Joiners Preferred
Job DescriptionFreecharge Biz by Axis Bank is hiring experienced Credit Professionals for Unsecured Business Loans (UBL) and Micro LAP. Candidates must have a minimum of 2 years of hands-on experience in credit underwriting.
- Key ResponsibilitiesAnalyse loan applications and conduct credit risk assessments.
- Review credit reports, financial statements, and customer documents.
- Assess customer creditworthiness and recommend appropriate credit decisions.
- Evaluate loan proposals based on financial and credit parameters.
- Ensure adherence to internal credit policies and lending guidelines.
- Eligibility CriteriaMinimum 2 years of relevant experience in Credit Underwriting.
- Hands-on experience in Unsecured Business Loans (UBL) or Micro LAP is mandatory.
- Candidates from Banking, NBFC, or Financial Services backgrounds are preferred.
- Immediate joiners will be given preference.
Important NoteCandidates with experience exclusively in Sales, Collections, Operations, or other banking functions without relevant credit underwriting experience will not be considered.
Interested candidates can share their updated resumes at:
abhishek.r@freechargebiz.com
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The candidate should have studied 12th Pass and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Vadodara to get hired quickly.
The candidate should have Basic English skills and sound communication skills for this job.
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