Equitas Small Finance Bank

Deputy Divisional Manager - Retail

Equitas Small Finance Bank
Hyderabad
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 15 yearsMin. 15 years

Job Description

Deputy Divisional Manager - Retail

Role Description


Designation: DDM

Grade: EB7-Vice President/ EB8-Senior Vice President

Legal Entity: Equitas Small Finance Bank

Business Unit: Retail Banking

Division: Inclusive Banking

Department: Sales

Travel required: Yes/No (if Yes, please mark ->)

Level of travel: Extensive

Level: Supervisory 

 

Org structure

(Please use the below format to highlight one level supervisor, peer levels and reporting levels).

Green color indicates the role for which the role description is prepared)


Zonal Head/

Business Head

DDM


  

 

 

 

 

 









Purpose of the role: 

  •  The position has been created to enable clear focus on handling a Region for Retail/Micro finance/New product & To ensure sourcing/profitability/collection in the branches by maintaining high quality of portfolio as per company norms and process.


 

Key Responsibilities: 


  • PBT [Profit before Tax] for the Region / Division / Zone Manage the Branch’s in terms of Sales, Branch operations and administration.
  • New Initiatives: Process/ People / Product/ Training & Hand holding the team
  • Build a high Quality Loan portfolio for the division of 3-4 Areas.
  • Responsible to Achieve targeted for the Region 
  • Track and Ensure Repayments of the Loan disbursed 
  • Maintain Manage & Deliver Branch productivity in the region for Micro finance/Micro LAP/HF/AGRI/New product
  • Responsible acquit ion of recurring deposit for the bank through eligible micro finance members
  • Responsible for sufficient manpower in every branch to achieve the desired results 
  • Handholding team of Branch Managers/Cluster Managers/Area Managers to achieve desired targets
  • Field Visit with branch team members to handhold in sourcing & collection 
  • Responsible for sales team to high performance and be a team player
  • To Build and Nurture team & enable them to achieve high performance
  • Ensuring 100% compliance to policies & processes and all regulatory matters of RBI and other statutory bodies.
  • Responsible for training team members on product & handhold 





Desired Experience:

  • Number of years of experience (15-20 Years )
  • Type of companies/sector worked for(Private commercial banks and large NBFCs)
  • Responsibilities managed in the previous organizations(Primarily Sales & Collection function. Past experience on the sales& Collection side in Housing Finance /Loan against property/Business Loan)
  • Languages (Hindi/English)
  • Computer/technical skills (Handy with Basic Microsoft office)


Qualifications:

  • Graduation: (Any Stream)
  • Post-graduation: (MBA Preferred)
  • Professional Qualifications: Graduate & Above
  • Certifications (please specify):




Job role

Work location
Work locationInclusive Banking - SBL>South>Telangana>Telangana>Hyderabad>Hyderabad>Mahabubnagar VF-MHBNR>5001>Paradise
Department
DepartmentSales & BD
Role / Category
Role / CategoryRetail Sales & Operations
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 15 years

About company

Name
NameEquitas Small Finance Bank
Job posted by Equitas Small Finance Bank

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