Banking Operations Associate

Banking Operations Associate

Skill required: Commercial Banking Operations - Core Banking
Designation: Banking Operations Associate
Qualifications:BCom
Years of Experience:1 to 3 years
About Accenture
Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com
What would you do? PROCESSES Commercial & Consumer Loan Servicing, Collateral Monitoring (Tax/Insurance/Titles/UCCs) and Enterprise Risk Management
What are we looking for? Commercial Loan Operations Experienced (E) Mandatory Accounts/Finance Knowledge Experienced (E) Not mandatory, but an advantage Written & Oral Communication Experienced (E) Mandatory
Roles and Responsibilities: •? Minimum 5-7 years of experience in loan documentation review, and loan booking regulated by North American banking federal. ? Role is critical in ensuring the accurate and timely onboarding, funding, and maintenance of complex commercial loan products in accordance with internal policies and regulatory standards ? Review and interpret loan documentation to accurately onboard commercial loans. ? Book loans into systems such as ACBS, Loan IQ, or AFS, ensuring data integrity. ? Coordinate funding and disbursement in line with credit approvals and conditions. ? Ensure compliance with regulatory requirements (KYC, AML, OFAC, etc.). ? Liaise with legal, credit, and relationship managers to resolve booking issues. ? Monitor covenants, collateral, and loan structures (term, revolver, CRE, etc.). ? Validate loan data for completeness, accuracy, and policy adherence. ? Support internal audits, reporting, and quality control processes. ? Identify and recommend process improvements and automation opportunities. ? Participate in system testing, upgrades, and documentation enhancement. ? Strong knowledge of commercial lending products, systems, and compliance rules. ? Track all pending/outstanding loan servicing request with specific timeline ? Ensure that day-to-day tasks are completed on the agreed deadlines and quality per the SLA. ? Identify process improvement ideas and increase the process efficiency ? Win the confidence of client through regular and proactive actions. ? Adhere to the processing guidelines and meet the accuracy targets set by the team lead ? Flexible to work in any shift based on business needs