CREDIT MANAGER I - SCF
Muthoot Fincorp Limited
Work from Office
Full Time
Min. 2 yearsJob Description
CREDIT MANAGER I - SCF
KEY RESPONSIBILITIES
- Assessment of credit parameters of small-time manufacturers / traders as per the laid down credit program parameter while onboarding them as borrowers.
- Assess borrowers referred by Anchors under dealer finance and Vendor finance and process under purchase invoice discounting and Sales Invoice discounting for cases without Anchors
- Analyse and validate KYC, banking transaction data, bureau records, Anchor ledgers and GST data.
- To have personal discussion with the traders / retailers / borrowers to understand the business and assess credit worthiness
- Input of scoring parameters and credit assessment norms as per credit policy to arrive at the credit decision and recommend for deviations if any to appropriate authority.
- Proactively suggesting finetuning of the credit assessment norms if any.
- Maintenance of MIS
- To be Technologically saavy on Automation & Digitization to increase process efficiency and to timely give suggestions to make it more user friendly.
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