Business Executive - CAR LOANS

Job Purpose:The Car Loan Executive is responsible for sourcing, evaluating, and processing new car loan applications while achieving business targets. The role involves building strong relationships with farmers, dealers, and channel partners to expand business and ensure quality loan sourcing.

• Key Responsibilities:Source new farm equipment loan business through direct customer interaction, dealer networks, and field marketing activities.
• Generate leads and convert them into loan disbursements while meeting monthly and annual business targets.
• Conduct customer visits and assess creditworthiness, repayment capacity, and eligibility.
• Collect and verify customer documents required for loan processing.
• Coordinate with credit, operations, and collection teams for timely loan approval and disbursement.
• Develop and maintain relationships with tractor, farm equipment dealers, and rural business partners.
• Ensure compliance with company policies, regulatory requirements, and KYC norms.
• Monitor portfolio quality and support collections to minimize delinquencies.
• Maintain accurate records of customer interactions, leads, and loan applications.
• Participate in promotional campaigns, village visits, melas, and marketing activities to increase product awareness.
• Key Result Areas (KRAs):
• Lead Generation & Conversion
• Dealer Relationship Management
• Portfolio Quality Maintenance
• Customer Acquisition & Retention
• Collection Support and Delinquency Control
• Educational Qualification:Graduate in any discipline.
• Freshers with strong sales aptitude may also be considered
• Strong sales and negotiation skills.
• Good communication and interpersonal abilities.
• Customer relationship management skills.
• Field marketing and lead generation capabilities.
• Basic computer knowledge and proficiency in MS Office.
• Key Competencies:Result Orientation
• Customer Focus
• Relationship Building
• Team Collaboration
• Problem Solving
• Integrity and Compliance
• Local Market Knowledge

Salary Range:As per company norms and candidate experience.

• Working Conditions:Extensive field travel.
• Interaction with dealers, customers
• Target-oriented role.