AYE Finance

Collection Officer

AYE Finance
Motihari
₹18,000 - ₹35,000 monthly*

Fixed

₹18,000 - ₹25,000

Average Incentives*

₹10,000

Earning Potential

₹35,000

Work from OfficeWork from Office
Full TimeFull Time
Min. 1 yearMin. 1 year
No English RequiredNo English Required

Job highlights

Urgently hiring

Urgently hiring

9 applicants

9 applicants

Benefits include: PF, Petrol Allowance, Health Insurance, ESI (ESIC)

Benefits include: PF, Petrol Allowance, Health Insurance, ESI (ESIC)

Job Description

  • Debt Recovery & Field Collection:
  • Contact delinquent borrowers via phone, email, or physical field visits.
  • Track and recover overdue Equated Monthly Installments (EMIs) across various buckets.
  • Negotiation & Restructuring:
  • Negotiate realistic repayment plans, one-time settlements (OTS), or loan restructuring options with financially distressed customers.
  • Balance customer retention and firm cash flow needs.
  • Portfolio & Bucket Tracking:
  • Monitor roll-forward and roll-back rates (moving accounts into worse or better delinquency stages).
  • Maintain Management Information System (MIS) reports and daily collection logs.
  • Legal & Regulatory Compliance:
  • Adhere to Reserve Bank of India (RBI) guidelines, fair practice codes, and debt collection regulations.
  • Issue formal demand and warning notices, and coordinate with legal or third-party recovery agencies when accounts fail to resolve

Job role

Work location
Work locationAye Finance Ltd 02Nd Floor, Gali No. 2, Nilgiri Haedwer Gali, Near Baluatal Fly Over Motihari- 845401, Bihar Motihari
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryDebt Collections / Recovery
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 1 year
Education
Education12th Pass
Skills
SkillsCollection-Debt Recovery, Business Loans
English level
English levelNo English Required
Gender
GenderAny gender

About company

Name
NameAYE Finance
Address
AddressAye Finance Ltd 02Nd Floor, Gali No. 2, Nilgiri Haedwer Gali, Near Baluatal Fly Over Motihari- 845401, Bihar Motihari
Job posted by AYE Finance

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You can expect a minimum salary of 18,000 INR and can go up to 35,000 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have studied 12th Pass and people who have 1 to 31 years are eligible to apply for this job. You can apply for more jobs in Patna to get hired quickly.

The candidate should have No English Required skills and sound communication skills for this job.

Both Male and Female candidates can apply for this job.

No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Patna at apna.

No work-related deposit needs to be made during your employment with the company.

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