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Utkarsh Small Finance Bank

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Sector 29 Chandigarh

Sector 22B chandigarh

A CASA (Current Account & Savings Account) Sales Officer acquires new bank customers, focusing on opening accounts, meeting sales targets, and cross-selling products like insurance, loans, and investments, while building customer relationships through field sales, marketing, and ensuring compliance with banking norms like KYC. The role involves proactive client outreach, managing sales pipelines, activating accounts, and generating revenue through product penetration and customer engagement. 


CASA Sales Officer

Colllege Road Andarliayan Galian

Chambal Ghati Block 29

A CASA (Current Account & Savings Account) Sales Officer acquires new bank customers, focusing on opening accounts, meeting sales targets, and cross-selling products like insurance, loans, and investments, while building customer relationships through field sales, marketing, and ensuring compliance with banking norms like KYC. The role involves proactive client outreach, managing sales pipelines, activating accounts, and generating revenue through product penetration and customer engagement.


Rashtrapati Bhavan

Patel Nagar, New Delhi

1) New Client acquisition for Home Loan product.
2) Market visit to find out the interested client for Loan.
3) Regular follow-ups with clients, generate references for new business needs.
4) Generate leads of clients through Dealers,consultants,market visits, direct clients meetings, references, internet mining & market mapping.
5) Ensure quality customer service is delivered.
6) Meeting productivity norms and monthly targets defined by the Bank.
7) Strictly adhere & maintain KYC norms compliance.
8) Follow the norms, regulations & practices of banks religiously.


Home Loan Associate

NH-91

Gohalpur

Jabalpur Cantt

Job Description of a Trainee Credit Officer:
Assess and analyze customers' credit scores and financial history to determine their risk profile.
Approve or reject loan applications based on risk assessment and bank policies.
Prepare and explain repayment plans to customers, including monthly installment amounts, interest rates, and other associated charges.
Communicate decisions clearly to both customers and management, providing reasoning and financial details where necessary.

उत्कर्ष स्मॉल फ़ाइनेंस बैंक में ट्रेनी क्रेडिट ऑफ़िसर का काम होता है, ग्राहकों के क्रेडिट स्कोर और वित्तीय इतिहास के आधार पर उनके जोखिम का आकलन करना. इसके अलावा, ऋण अनुरोधों को स्वीकृत या अस्वीकृत करना और ग्राहकों को भुगतान योजना बताना भी उनके काम में आता है.ट्रेनी क्रेडिट ऑफ़िसर के काम का विवरण:ग्राहकों के क्रेडिट स्कोर और वित्तीय इतिहास के आधार पर जोखिम अनुपात की गणना और विश्लेषण करना.ऋण अनुरोधों को स्वीकृत या अस्वीकृत करना.ग्राहकों के लिए मासिक किस्त राशि, ब्याज़ दर, और अन्य लागतों की व्याख्या करते हुए भुगतान योजनाएँ निर्धारित करना.अपने निर्णय को ग्राहकों और प्रबंधन दोनों को बताना.


Trainee Credit Officer

Shivala Par

Bairiya

Jivan Vihar

Rajpur

Utkarsh Small Finance Bank Ltd के direct payroll पे Trainee Credit Officer बनने का मौका!

क्या आप 12 वीं पास अथवा ग्रेजुएट हैं, फ्रेशर हैं और बैंकिंग क्षेत्र में permanant नौकरी चाहते हैं?
यह आपके लिए शानदार अवसर है!

- पद: Trainee Credit Officer
- योग्यता: Fresher 12वीं पास, Graduates
- उम्र: 18 – 32 वर्ष
- जरूरी डॉक्युमेंट्स: आधार, PAN, ड्राइविंग लाइसेंस, मार्कशीट
- दोपहिया वाहन
- बैंक की खुद की पेरोल पर नियुक्ति
- सिलेक्शन के बाद अगले सोमवार से क्लासरूम ट्रेनिंग
- 3 महीने ट्रेनिंग के बाद पदोन्नति
- सिर्फ 3 साल में ब्रांच मैनेजर बनने का मौका
- Fast growth, regular promotion, सम्मान, और अच्छा पैकेज

इंटरव्यू एवं चयन में रुचि है ?

अपना Resume इस व्हाट्सएप नंबर पर भेजें या अपना नाम, जन्मतिथि, शैक्षणिक योग्यता और गृह जिला लिखकर भेजें –

9284699361 (SKVI Career Academy)

यह प्रक्रिया पूरी तरह निशुल्क है।


Railwayganj Colony

Aalampura

Job Description of a Trainee Credit Officer:
Assess and analyze customers' credit scores and financial history to determine their risk profile.
Approve or reject loan applications based on risk assessment and bank policies.
Prepare and explain repayment plans to customers, including monthly installment amounts, interest rates, and other associated charges.
Communicate decisions clearly to both customers and management, providing reasoning and financial details where necessary.

उत्कर्ष स्मॉल फ़ाइनेंस बैंक में ट्रेनी क्रेडिट ऑफ़िसर का काम होता है, ग्राहकों के क्रेडिट स्कोर और वित्तीय इतिहास के आधार पर उनके जोखिम का आकलन करना. इसके अलावा, ऋण अनुरोधों को स्वीकृत या अस्वीकृत करना और ग्राहकों को भुगतान योजना बताना भी उनके काम में आता है. ट्रेनी क्रेडिट ऑफ़िसर के काम का विवरण: ग्राहकों के क्रेडिट स्कोर और वित्तीय इतिहास के आधार पर जोखिम अनुपात की गणना और विश्लेषण करना. ऋण अनुरोधों को स्वीकृत या अस्वीकृत करना. ग्राहकों के लिए मासिक किस्त राशि, ब्याज़ दर, और अन्य लागतों की व्याख्या करते हुए भुगतान योजनाएँ निर्धारित करना. अपने निर्णय को ग्राहकों और प्रबंधन दोनों को बताना.


Niralachowk

Prayagraj

K G Marg

Job Description
Role: Trainee Collection Officer / Collection Officer / Collection ManagerCompany: Utkarsh Small Finance Bank Limited
Employment Type: Full-Time
Job Location: Prayagraj
Job Category: Banking and Financial ServicesAbout Utkarsh Small Finance Bank
Utkarsh Small Finance Bank Limited (USFBL), listed on NSE and BSE under the symbol UTKARSHBNK, was incorporated on April 30, 2016. The bank focuses on providing inclusive banking and financial services, with a strong emphasis on microfinance for underserved and unserved segments across India.
Industry: Banking and Finance
 Company Size: 1000+ employees
 Website:Role Overview
The Collection function at Utkarsh Small Finance Bank plays a critical role in maintaining portfolio quality and ensuring timely recovery of dues. The selected candidates will be responsible for managing delinquent accounts, coordinating with customers and internal stakeholders, and executing structured collection processes in compliance with bank policies.Key Responsibilities
• Manage assigned cases for debt recovery and regularly update clients on case status.• Review customer profiles to identify potential defaulters and high-risk accounts.• Analyze reasons for default and report findings to management.• Maintain and report monthly sub-lease and collection databases.• Track due calling data and update customer and guarantor contact details and addresses.• Provide collection performance reviews of Relationship Officers to management.• Ensure proper implementation of cash receiving processes and maintenance of cash registers.• Review problematic accounts and recommend structured repayment solutions.• Conduct field visits to customers, guarantors, and references as required.• Participate in weekly collection review meetings to identify issues and closure plans.• Coordinate with Branch Managers for issuance of repossession orders when applicable.• Follow up with customers to identify bottlenecks and ensure prompt collections.• Ensure effective and timely collection of due payments in the assigned region.• Support timely invoicing and collection operations.Educational Qualifications
• Minimum requirement: Bachelor’s Degree or Higher Diploma• Eligible Qualifications include:• MBA (all specializations including BFSI, Finance, Marketing, Operations, HR, Analytics, FinTech, etc.)• BBA and equivalent management-related bachelor’s programs• PGDM and other recognized management programsMinimum Marks Required:
• Graduation (UG): 45%• Post Graduation (PG): 45%• Diploma: 45%Experience Requirements
• Freshers with educational experience in Banking, Collections, or Financial Services or other relevant fields.Skills and Competencies
• Strong communication and listening skills• Good presentation and interpersonal abilities• Negotiation and collection management skills• Understanding of banking and financial products• Analytical and problem-solving skills• Ability to explain complex financial information clearly• Customer handling and field coordination capabilities

Here is the interview link-https://rise.getwork.ai/live-jobs/446?utm_source=liveroomdetailpage&utm_medium=apna&utm_campaign=apna&utm_term=433&utm_content=banner


Collection Officer

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Utkarsh Small Finance Bank Jobs - 10 Verified Vacancies

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Collection Officer