Business Development Executive (BDE)

• Key Responsibilities1. Client Approach & Lead GenerationIdentify and approach potential customers through field visits, phone calls, references, digital leads, and local market activities.
• Generate new leads for Business Loans, Home Loans, and Personal Loans.
• Visit businesses, offices, shops, housing projects, and individual customers to identify loan requirements.
• Explain loan products, eligibility criteria, documentation requirements, and approximate loan options to customers.
• Build a strong pipeline of prospective customers.
• 2. Customer HandlingUnderstand the customer's financial requirements and recommend appropriate loan products.
• Maintain regular communication with prospective customers.
• Follow up with customers regarding documents, application status, verification, and other requirements.
• Provide a professional customer experience throughout the loan process.
• 3. Loan Application & ProcessingCollect required customer information and documents.
• Coordinate with the credit/operations team for application processing.
• Ensure accurate submission of customer documents and information.
• Follow up with internal teams for approval and disbursement.
• Keep customers updated about the status of their application.
• 4. Sales & Target AchievementAchieve monthly and quarterly lead generation, sanction, and disbursement targets.
• Develop new customer and referral networks.
• Identify opportunities for cross-selling other financial products.
• Maintain daily/weekly sales activity reports.
• 5. Relationship ManagementDevelop long-term relationships with existing and prospective customers.
• Generate referrals from existing customers and business contacts.
• Maintain a database of leads, prospects, and customers.
• Provide post-sales support and maintain customer relationships.

Loan ProductsThe candidate will primarily work on:

• Business Loans – Working Capital, Business Expansion, MSME/Business Finance
• Home Loans – Purchase, Construction, Home Improvement/Transfer
• Personal Loans – Personal Financial Requirements, Debt Consolidation, etc.