Branch Manager

Preferred candidates : Local residence near by Otur, Pune District. Candidates should have a pleasant personality, a professional appearance, and an enthusiastic attitude

• Key Responsibilities1. Branch Operations Oversee day-to-day branch operations.
• Ensure smooth functioning of cash, clearing, deposits, withdrawals, and remittance services.
• Maintain branch security, housekeeping, and infrastructure.
• Ensure proper maintenance of records and documentation.
• Monitor digital banking, and customer service operations.
• 2. Business Development Achieve branch business targets.
• Mobilize deposits (Savings, Current, FD, RD).
• Increase CASA growth.
• Promote loan products including:
• Personal Loans
• Gold Loans
• Vehicle Loans
• Housing Loans
• MSME Loans
• Agricultural Loans
• Cross-sell insurance, digital banking, and other financial products.
• Develop business relationships with individuals, businesses, societies, and institutions.
• 3. Credit Management Appraise loan proposals.
• Verify borrower eligibility and documentation.
• Monitor loan disbursement process.
• Ensure timely recovery of loans.
• Monitor NPAs and initiate recovery measures.
• Maintain quality of loan portfolio.

• 4. Customer Relationship Management Ensure excellent customer service.
• Resolve customer complaints promptly.
• Build long-term relationships with customers.
• Conduct customer meetings and financial awareness programs.
• Improve customer satisfaction and retention.
• 5. Compliance & Risk Management Ensure compliance with:
• Banking Regulations
• Cooperative Banking Rules
• RBI Guidelines
• KYC/AML norms
• Internal policies
• Coordinate internal and statutory audits.
• Ensure timely submission of regulatory reports.
• Identify and mitigate operational risks.
• 6. Team Leadership Lead and motivate branch staff.
• Allocate duties and monitor performance.
• Conduct staff meetings.
• Provide training and coaching.
• Ensure discipline and productivity.
• Build a positive work culture.
• 7. Financial Management Monitor branch profitability.
• Control operational expenses.
• Improve business productivity.
• Prepare branch business plans.
• Monitor daily income and expenditure.
• 8. Marketing & Community Engagement Organize deposit mobilization campaigns.
• Build relationships with local businesses, farmers, SHGs, cooperative societies, educational institutions, and government offices.
• Participate in community development initiatives.
• Increase the bank's market presence.

• Required Skills Branch Operations
• Banking Regulations
• Credit Appraisal
• Deposit Mobilization
• Loan Recovery
• Customer Relationship Management
• Leadership
• Team Management
• Communication Skills
• Problem Solving
• Business Development
• Sales Management
• Risk Management
• Digital Banking
• Financial Analysis
• MS Office & Core Banking Software