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Manager - Collections - Housing - Collections - Non - X bucket - Vijayawada - RK Galleria - JM (M1 - M3)Core Responsibilities:o Handle collections for the assigned area and achieve collection targets on various parameters like resolution,  flows, credit cost and roll rates (depending on the bucket)o Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it.o Increase the fee income / revenue and develop intiatives to control and reduce the amount of vendor payoutso Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers.o Track &amp; control the delinquency of the area (Bucket &amp; DPD wise) and focus on nonstarterso Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TATo Build relationships with key clients to ensure timely collections are made  and monitor defaulting customers by ensuring regular follow with critical/complex customers to identify reasons for defaultingo Represent the organization in front of legal/ statutory bodies as required by the legal team and ensure that the collection team adheres to the legal guidelines provided by the law in forceo Allocate work to the field executives  and ensure that all the agencies in the location perform as per defined SLA, ensuring payments and audit receipts get deposited within the defined SLA.o Ensure that there is adequate Feet on Street availability area-wise /bucket-wise/ segment-wise and obtain daily updates from all collection executives on delinquent portfolio &amp; initiate detailed account level review of high ticket accountso Ensure compliance to all Audit / NHB /IRB regulations as well as policies and procedures of the company Job Qualifications:Graduate : Yes Masters/Postgraduate:  Optional

Tata Capital Finance Ltd

Collection Manager

Relationship Manager - Retail Sales - Mix Channel - Housing - EM - Palakollu - Weekly Market Road - JMCore Responsibilities:Sales Process Managemento    Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships.o    Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referralso    Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong businesso    Develop and maintain strong liaisons with the clients for repeat business or referrals.o    Maximize number of APFs and increase penetration in the approved APF projects.o    Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase businesso    Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.Sales Planning and Team Managemento    Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao    Align with the team on ground lead generation activities for Sales.o    Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategiesIndustry &amp; Governanceo    Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso    Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.o    Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems.Qualifications: Graduate, Masters/Postgraduate

Branch Relationship Manager

Customer Service - Sales - Housing - DM - Sales - Visakhapatnam - Krupa Biz House - CRE *Vizianagaram*Achieving business targets as laid down by acquiring new client relationships and maintaining them.Graduate in any discipline • Identify target areas for prospective business 
 • Pre-screen customer segments as per the organization norms 
 • Ensure the number of log in along with disbursement 
 • Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements 
 • Execute sales promotion activities to build customer interest in the TCFSL brand 
 • Build strong client relationships both internally and externally and build a strong brand identification with potential customers. 
 • Ensure vendor empanelment and develop relationships with new vendors. 
 • Develop strong distribution channels 
 •  Ensure compliance to all Audit / RBI regulations.

Customer Service

Team Lead - Sales - Offline Merchants QR - Vijayawada<div class="section page-centered" data-qa="job-description"><div>About Us:</div><div>Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytms mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology.</div><div> </div><div>About the team: </div><div>QR &amp; Soundbox is one of Paytm‘s business tools to help merchants grow and manage their business through simplicity and data driven technology.</div><div> </div><div>About the role: </div><div>To sell products or services for a company and represent their brand. Also, to manage relationships with customers, serving as the key point of contact, from initial lead outreach to when a purchase is ultimately made.</div><div> </div><div>Expectations/ Requirements:</div><div>1. Must have Smart Phone, Bike &amp; Helmet</div><div>2. Candidate must have a zeal for Growth</div><div>3. Candidate should have good market knowledge</div><div>4. Must have done a Channel Sales Role before with 5 Member Sales Team handled before</div><div>5. Must understand concepts of distribution, expansion, metrics</div><div>6. Must have experience in getting team earn Lucrative Incentives</div><div> </div><div>Superpowers/ Skills that will help you succeed in this role:</div><div>1. More than 3 years experience in Channel &amp; Distribution</div><div>2. Team handing experience is a must</div><div>3. Good in Excel &amp; data tools required in Sales</div><div> </div><div>Education: </div><div>Graduate or above / Post Graduation preferred.</div><div> </div><div>Why join us:</div><div>1. A collaborative output driven program that brings cohesiveness across businesses through technology</div><div>2. Improve the average revenue per use by increasing the cross-sell opportunities</div><div>3. A solid 360-degree feedback from your peer teams on your support of their goals</div><div>4. Respect, that is earned, not demanded from your peers and manager</div><div> </div><div>Compensation:</div><div>If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers &amp; merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story.</div></div>

One97 Communications Ltd

Sales Team Lead

Branch Sales Non Metro<body>Kotak Securities is a subsidiary of Kotak Mahindra Bank and is a full service equity broking firm. <div>We offer Stock Broking services, Portfolio Management Services, Research and Technology platforms.</div></body>

Kotak Securities Limited

Branch Sales Executive

Loan Officer - Retail MFB - Sales - Chintalapudi - Maruthi Nagar - J Grades10563<ul><li>To ensure the achievement of disbursement targets with minimum delinquency</li><li>Identifying  Joint liability Groups &amp; disbursed loans, to suit the target customers and geographies.</li><li>Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.</li><li>Assess potential client base and product acceptability in new regions, areas &amp; opportunities for geographical expansion of operational areas.</li><li>Disbursement, repayment and delinquency management, achieving daily / weekly collections targets</li><li>Makes a close follow up of the disbursed loans, especially of the ones not paying on time.</li><li>Undertake regular field visits, Centre Meeting and loan applicants  </li><li>Maintaining portfolio quality by tracking &amp; controlling Normal dues, Nonstarters, Delinquency, &amp; Frauds.</li><li>Build strong client relationships both internally and externally and build a strong brand identification with potential customers.</li><li>Ensuring weekly / daily meetings &amp; visit to centre</li><li>Fresher to maximum of 5yrs exp + as a sales officer in microfinance business</li><li>Basic understanding about Microfinance business and JLG model working would be preferred.</li></ul>Key Skills<ul><li>Relationship management, Business sourcing</li><li>Flair for sales</li><li>Understand critical attributes of customer service</li></ul>Education  Graduate in any discipline

Loan Officer

Regional Debt Manager - Retail MFB - Collections - Hyderabad - Ranigunj - JMThe Regional Debt Manager - Retail MFB - Collections will be responsible for managing debt collection activities within the retail microfinance banking sector. The role involves overseeing and coordinating collection efforts across multiple locations, ensuring adherence to regulatory requirements, and driving performance improvements.

Credit Operations Manager

INSULATION MANAGERInsulation Works<table border="0" cellpadding="0" cellspacing="0"><tbody><tr><td valign="top" width="15.49925484351714%">Job Title</td><td valign="top" width="2.831594634873323%">:</td><td valign="top" width="81.66915052160954%">Insulation Works Manager / Engineer</td></tr><tr><td valign="top" width="15.49925484351714%">Experience</td><td valign="top" width="2.831594634873323%">:</td><td valign="top" width="81.66915052160954%">15 ~ 20 Years of field experience in Supervising / handling insulation works of Piping Systems, Mechanical Equipment, Valves, Package equipment etc.</td></tr><tr><td valign="top" width="15.49925484351714%">Proficiency</td><td valign="top" width="2.831594634873323%">:</td><td valign="top" width="81.66915052160954%">The Insulation Manager / Engineer shall have the following key Proficiency.<ol><li>Insulation Work Experience in Oil &amp; Gas industries / Petrochemical Plants / Power projects is mandatory.</li><li>Basic overview knowledge of P&amp;ID / Line Schedule / Line list / Isometrics to understand insulation requirement of the Piping Systems, Mechanical Equipment, Valves, Package equipment etc.</li><li>Sound knowledge in all type of insulation viz. Hot Insulation (Heat Conservation), Cold Insulation (Cold Conservation), PUF Insulation, Personal Protection Insulation, Electric Tracing etc.</li><li>Sound knowledge in Specialty Insulation viz. Aerogel Blankets, Acoustic Insulation, Fireproofing Wraps etc.</li><li>Sound knowledge of all types of insulation materials, its respective specifications and thickness.</li><li>Ample Knowledge in PUF Insulation for Support Blocks for Pipes </li><li>Sound knowledge of all types of jacketing materials specifications and installation including the Inspection Plug Windows</li><li>Having experience in installation, inspection, modification, repair, optimized usage of insulation materials and its reconciliation.</li><li>Planning and Preparation of construction schedule for insulation works &amp; monitoring.</li><li>Co-ordination with vendor, client and other inter discipline team for the smooth execution of insulation works.</li><li>Knowledge in Scaffolding requirement for Insulation Works</li><li>Knowledge in preparation of Insulation installation procedures and obtain approval from client.</li><li>Knowledge in the inspection procedure &amp; measurement methods for all type of insulation works.</li></ol></td></tr></tbody></table>

Larsen & Toubro Ltd

Building Maintenance Manager

Relationship Manager - Retail <table border="0" cellpadding="0" cellspacing="0" width="198"><tbody><tr><td class="xl72" height="54" width="100%">Ensure achievement of collections target set for allocated centres. </td></tr><tr><td class="xl72" height="36" width="100%">Ensure achievement of new members through AOC </td></tr><tr><td class="xl72" height="72" width="100%">Achieving the set targets for Cross Sell products</td></tr><tr><td class="xl72" height="36" width="100%">Member Retention</td></tr><tr><td class="xl73" height="21" width="100%">Self Development</td></tr><tr><td class="xl73" height="21" width="100%">Process Orientaition</td></tr></tbody></table>

Equitas Small Finance Ltd

Relationship Manager

Branch Business Manager<table border="0" cellpadding="0" cellspacing="0" width="721"><tbody><tr><td colspan="4" width="100%"><table border="1" cellpadding="0" cellspacing="0"><tbody><tr><td width="37.868480725623584%">Job Description</td><td valign="top" width="62.131519274376416%"> </td></tr></tbody></table></td></tr><tr><td width="5.270457697642164%">A</td><td colspan="3" width="94.72954230235784%">  Job Specification</td></tr><tr><td width="5.2631578947368425%">1</td><td width="27.562326869806093%">Company Name</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">Muthoot Fincorp Limited</td></tr><tr><td width="5.2631578947368425%">2</td><td width="27.562326869806093%">Position / Designation</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">Branch Business Manager – Secured &amp; Unsecured Lending Business</td></tr><tr><td width="5.2631578947368425%">3</td><td width="27.562326869806093%">Grade</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%"> </td></tr><tr><td width="5.2631578947368425%">4</td><td width="27.562326869806093%">Employment Type</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">All Employment Type</td></tr><tr><td width="5.2631578947368425%">5</td><td width="27.562326869806093%">Reporting to – Designation &amp; Grade</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">State Business Manager – Secured &amp; Unsecured Lending Business</td></tr><tr><td width="5.2631578947368425%">6</td><td width="27.562326869806093%">No. of Reportees,Designation &amp; Grade</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">5 RMs / BSMs; 1 Collections Officer</td></tr><tr><td width="5.2631578947368425%"> 7 </td><td width="27.562326869806093%">Main Tasks &amp; Areas of Responsibility</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%"><ul><li>Lead &amp; Motivate team of RO/RM/BSMs to build to Overachieve Monthly / Quarterly / Half Yearly / Annual Business Budget</li><li>Own &amp; resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio.</li><li>To find new micro markets and empanel good quality referral partners to scale up Micro LAP business &amp; Gold backed secured business loan (Suvarna)</li><li>To liaison with Credit, Subject Matter Experts at different levels to clear customers’ loan proposals for faster decisioning</li><li>To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health &amp; Life.</li><li>To Be the Face of SULB Muthoot Fincorp for that Location for all practical purposes.</li><li>To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer.</li><li>To Watch closely the Competition activities and report the same to the Zonal and National teams.</li><li>To Work closely with Muthoot Fincorp branches for smoother disbursement of Gold backed Secured Loans and their safekeep.</li><li>To Attract &amp; Retain High Performers in the Team.</li><li>To Retain existing live loan customers.</li><li>To effectively liaison with law authorities for resolving conflicts if any.</li></ul> </td></tr><tr><td width="5.2631578947368425%">8</td><td width="27.562326869806093%">Skills and Exposure</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%"><ul><li>A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork.</li><li>Proven ability to Recruit and Retain high performing RO/RM/BSMs.</li></ul> <ul><li>Atleast 5 years experience in  leading a team of Sales Exectives, Team Leaders, with atleast 2 years of Onroll team members.</li></ul> <ul><li>Having good working knowledge on Lower &amp; Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure.</li></ul> <ul><li> Excellent interpersonal and verbal communication skills</li></ul> <ul><li>Ability to Work &amp; Deliver business targets under pressure </li></ul> <ul><li>Working knowledge of Collections/ Recoveries.</li></ul> <ul><li>Be Accountable for Portfolio Quality of the Location.</li></ul></td></tr><tr><td width="5.2631578947368425%">9</td><td width="27.562326869806093%">Special Requirements (If any)</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%"> Direct team managing experience mandatoryWorking knowledge of Affordable Home Loans / Micro LAP business exposure, preferable.</td></tr><tr><td width="5.2631578947368425%">10</td><td width="27.562326869806093%">Job Location / State</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">Telangana, Andhra Pradesh, Tamil Nadu, Rajasthan, MP, Gujarath, Delhi, Karnataka , Rajasthan, Uttar Pradesh, </td></tr><tr><td width="5.2631578947368425%">11</td><td width="27.562326869806093%">Compensation Band</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">As per policy</td></tr><tr><td width="5.2631578947368425%">12</td><td width="27.562326869806093%">Entitlements</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">As per policy</td></tr><tr><td width="5.2631578947368425%">13</td><td width="27.562326869806093%">Stake Holders</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams</td></tr><tr><td width="5.270457697642164%">B</td><td colspan="3" width="94.72954230235784%"> </td></tr><tr><td width="5.2631578947368425%">15</td><td valign="bottom" width="27.562326869806093%">Educational Qualification / Technical Certification</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">Any UG/PG or MBA</td></tr><tr><td width="5.2631578947368425%">16</td><td width="27.562326869806093%">Skill Sets</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">Experience in Home Loans / Mortgages, with team handling skill sets.</td></tr><tr><td width="5.2631578947368425%">17</td><td width="27.562326869806093%">Communication Skills</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">Good oral, written and presentation skills</td></tr><tr><td width="5.2631578947368425%">18</td><td width="27.562326869806093%">Experience</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">5+ years of overall experience </td></tr><tr><td width="5.2631578947368425%">19</td><td width="27.562326869806093%">Behavioral Competencies</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">Uncompromising ethical standards and discipline expected</td></tr><tr><td width="5.2631578947368425%">20</td><td width="27.562326869806093%">Other Requirements (If any)</td><td width="2.6315789473684212%">:</td><td width="64.54293628808864%">-</td></tr></tbody></table>

Muthoot Fincorp Limited

Branch Manager

SENIOR RELATIONSHIP OFFICER Company Name – Muthoot Fincorp LimitedJob Title – Senior Relationship  Officer, Secured &amp; Unsecured Business Loans Grade – C1Location – PAN IndiaReports to – Business Manager, Secured &amp; Unsecured Business LoansSpan Of Control – NA Job Purpose The purpose of the role is to deliver and execute customer acquisition through business development and support branch channel in managing the customer journey through sales championship, process championship and product championship.  Key Job Responsibilities Deliver on Customer Acquisition through business development<ul><li>To find new micro markets and empanel good quality referral partners to scale up Micro LAP business &amp; Gold backed secured business loan (Suvarna)</li><li>Work in the Area assigned by the Branch Business Manager and generate leads</li><li>Cold Calling to the potential customer base to generate business</li><li>Daily Sales Calls as per the Plan submitted to BBM</li><li>To find, nurture and develop excellent relationship with the Referral Partners / Connectors</li></ul> Managing the customer journey through sales championship, process championship and product championship To Activate Referral Partners for new business<ul><li>To give doorstep service to customers – at their residence or office.</li><li>To learn the Organization’s policies, and source files as per the policy.</li><li>To Act as the Eyes &amp; Ears of the Organization while working in the Market for new opportunities, information and sharing them to Branch Business Manager </li><li>To Support the Customers in terms of end -to- end loan processing.</li><li>To act as the Bridge between Customers and the Branch</li><li>To be responsible for the Soft Bucket collections, Early mortality and 12 MOB Fresh Sourcing.</li><li>To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health &amp; Life.</li><li>To Be the Face of SULB Muthoot Fincorp for the Area Assigned for Working.</li><li>Retain existing live loan customers.</li></ul> Knowledge, Skills &amp; Attributes<ul><li>Result Orientation</li><li>Customer Service &amp; Retention Focus</li><li>Strong presentation skills</li><li>Relationship Building &amp; Stake holder Management</li><li>Process Knowledge/ Orientation</li><li>Cross Selling / Upselling Skills</li><li>Business Development</li><li>Communication Skills – Proficiency in local language and English</li></ul> Culture at Muthoot Pappachan GroupWe do everything to gain and maintain the “Trust” of all the stakeholders and don’t do anything to lose their “Trust”. Trust is the overarching “Core Value”, one which, our other values have been built. Our Core Values Integrity<ul><li>Asking oneself before saying, doing or deciding on anything, whether it’s passing the test of integrity. No unethical shortcuts, to save time, money and energy. Strict adherence to regulatory and other statutory bodies guidelines. Transparency in all business deals. Offer solutions to customers on the basis of their needs only. Encourage people to highlight any practices that go against this core value</li></ul> Collaboration<ul><li>Genuinely believe &amp; treat the organization as your family. Encourage people to build healthy professional relationship with members of other departments and functions. Welcome feedback from other departments. Encourage people from other departments to join for brainstorming sessions. Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal. Help others to achieve their goals / tasks</li></ul> Excellence<ul><li>Maddeningly pursue excellence. Look for best outcomes before finalizing the approach. Maintain a constructive and critical mindset to gauge &amp; ensure quality. Open for constructive feedback from others to refine the final output. Benchmark against the best only, should not be basis convenience. We should look for continuous improvement. Recognize and appreciate, if we observe any superior performance. Don’t get settled for less at any cost – display the go getter attitude. Encourage people to stretch in order to achieve excellence</li></ul> Building on the bedrock of Core Values, below are the other key constituents of the “Culture Code”<ul><li>Honesty</li><li>Humility </li><li>Empathy </li><li>Empowerment</li><li>Agility</li><li>Ownership</li><li>Fresh Thinking &amp; Continuous Renewal</li><li>Inclusion</li><li>Work-Life Balance</li></ul> Role RequirementsEducational Qualification – Graduate Experience – At least 2 years’ experience in working in Retail Assets especially Home Loans and Loan Against Property business.   Exposure to Affordable segment preferred.

Senior Relationship Officer

COLLECTION EXECUTIVE<ul type="disc"><li>Managing Agency and supporting them in day to day BAU activity</li><li>Setting Targets for the DCA in lines with business requirement and supporting them on the same for achievement.</li><li>Field visit on Delinquent accounts both with agency and individual</li><li>Monitor and support the activities of the agencies by ensuring effectiveness on daily basis.</li><li>Ensuring compliance in strict adherence by the agency both in the agency premises and in field.</li><li>Timely training of Agency staff with respect to company standards and the decorum they need  to adhere with the customers during their visits.</li></ul>

Collections Executive

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Collections Executive

Branch Manager

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