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Credit Risk AnalyticsFi Money is a new age money management app designed to simplify your financial life. With Fi, you can save, pay, invest, or borrow, all in one place. You can track and analyze your expenses across Fi and all your other bank accounts. You can also apply for a credit card, access instant loans, and grow your wealth and more with our range of investment options. At Fi, we’re building products that help people get better with money — and lending is central to that mission. We’re looking for a Senior Credit Risk Analytics professional to own credit portfolio insights, design scalable risk frameworks, and ensure healthy growth while keeping NPAs in check. What you’ll do-Build and scale credit risk models to assess borrower quality and portfolio health.-Own performance monitoring of loan programs (Fi NBFC + partner programs) across originations, collections, and NPAs.-Drive deep-dive analyses on repayment patterns, early delinquencies, roll rates, and vintage curves.-Partner with Product, Risk, and Collections teams to optimize underwriting strategies, pricing, and limit management.-Set up and automate monitoring dashboards for early warning signals.-Work with data science and engineering to deploy and iterate on machine learning models for credit decisioning.-Collaborate with external bureaus, lenders, and regulators to strengthen credit frameworks.-Mentor junior analysts, setting best practices for data-driven decision-making in credit. What we’re looking for-3-5 years of experience in credit risk analytics within NBFCs, banks, or fintechs.-Strong foundation in consumer lending (PL, credit cards, LAP, or BNPL).-Hands-on with SQL + Python/R for data analysis, modeling, and reporting.-Experience with bureau data, scorecards, and credit underwriting systems.-Ability to balance growth with risk — commercial mindset with a control framework.-Strong stakeholder management — able to influence Product, Business, and Collections with data-backed insights.-Exposure to LMS/LOS systems and credit decisioning engines is a plus. Why Fi-Work on scaling a lending portfolio at a fast-growing fintech.-Solve high-impact problems in credit risk, directly influencing growth and profitability.-Collaborate with sharp, driven teams across data, product, and risk.-Build frameworks and models from the ground up — with the freedom to experiment and innovate. This is a 5 days work from office role and we are in Brookfield, Bengaluru.<h4>Experience Level</h4>Mid Level

Epifi Technologies Private Limited

Associate Quantitative Credit Actuary About the Team: Are you ready to build your actuarial career in a role that combines technical depth with real business impact? Do you want to analyze profitability across diverse credit portfolios and help steer decisions that shape underwriting strategy? Would you enjoy working closely with underwriters, claims, finance, and senior actuaries to form a holistic view of risk and performance?At Swiss Re, we are looking for an Associate Quantitative Credit Actuary to join our Actuarial Portfolio Management, Credit &amp; Surety team – where your insights will drive better costing and stronger portfolio outcomes.We are a friendly and collaborative team, who always puts the client first. We partner with portfolio owners to provide the framework of proper portfolio steering and insights to make us more profitable. We focus on data driven outcomes to find new ways to solve challenges through quantitative models and data transformation.  The Actuarial Portfolio Management Credit and Surety (APM C&amp;S) team reports directly to the Global Head of Actuarial Portfolio Management Corporate Solutions About the Role: As a Quantitative Credit Actuary, analyzing business profitability is key. You will identify the main drivers affecting portfolio performance and develop proposals, in collaboration with senior team members and business owners, to close the gap between costed assumptions and actual results. You will work with counterparts in Underwriting, Reserving, Claims and Finance to build a 360° view on your portfolio and produce an independent actuarial pricing opinion on expected performance. You will take part in initiatives that entail developing views on loss trends and set parameters to improve the predictability and accuracy of costing models. Your insights will have a direct impact on steering the Credit and Surety portfolio and, ultimately, the Business Unit’s performance from various departments, including underwriting, finance, operations, claims, risk management, and actuarial functions. Key Responsibilities: <ul><li>Support senior team members to develop an independent, data‑driven view on current pricing and loss adequacy.</li><li>Turn analysis into clear, executive‑level reports with strong visuals and actionable recommendations.</li></ul><ul><li>Help translate profitability findings into updates for costing models and parameter settings (EAD, LGD, PD) aligned with Swiss Re Group standards and business needs.</li><li>Support in Modelling and Pricing of deals</li><li>Perform forward looking sector and credit market analyses and feasibility studies to inform long term strategy.</li><li>Apply actuarial and data science techniques to uncover trends and insights that improve risk selection, product differentiation, and costing.</li></ul>  About You:  You have strong interpersonal skills and ability to maintain effective working relations in a multi-disciplinary and multi-cultural environment. You can articulate and communicate your work effectively and be comfortable in presenting your work to senior team members and leaders. You work for the collective success of the team in close collaboration with senior team members. You are open and dependable; and demonstrate collaboration and intercultural competence. Essentials<ul><li>Up to 3 years’ experience in quantitative analysis or statistical risk modelling (or related areas).</li><li>Masters in Statistics, Applied Mathematics, Operations Research, Economics, or other highly quantitative subject area </li><li>Able to combine quantitative skills and business judgment and communicate findings clearly through presentations and visualizations.</li><li>Comfortable using / learning Python or R for analytics, highly proficient with Microsoft Excel, and able to translate analysis into concise, insightful reports</li></ul> Nice to haves<ul><li>Progression towards relevant professional financial exams (CFA, FRM, CQF, IFoA, IAl, etc) is a plus.</li><li>Basic understanding of macroeconomics and financial markets; experience with credit risk modelling or credit products would be advantageous</li></ul> About Swiss Re Corporate Solutions  Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage risks, from natural catastrophes and climate change to cybercrime. Swiss Re Corporate Solutions is the commercial insurance arm of the Swiss Re Group. We offer innovative insurance solutions to large and midsized multinational corporations from our approximately 50 locations worldwide. We help clients mitigate their risk exposure, whilst our industry-leading claims service provides them with additional peace of mind. Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. Swiss Re Corporate Solutions embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability. If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience.  Keywords:   Reference Code: 135400   <h4>Experience Level</h4>Mid Level

Swiss Re

Team Member-SUPPORT SERVICES-Credit Industry Research Grade
M3/M4/M5


Role
Team Member - Credit Risk Analyst


Department
Risk Management 


Reporting Relationship
Team Lead – Credit Risk


Location
Mumbai


Role Requirements<ol><li>Credit Risk Analytics and Modelling – Analyse, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.  
 <ul><li>Hands-on experience in building, implementing, documenting, monitoring, validating, refining models and scorecards – in particular for PD, LGD, EAD and related Credit Risk metrics - using statistical methods and / or expert judgement based techniques. </li><li>In depth understanding of the techniques and functional insights that drive Credit Risk models and the experience of having used modelled output in computing Expected Credit Loss (ECL) under Ind AS, Credit Risk Capital under Internal Ratings based approaches, Economic Capital and having taken these measures through the scrutiny of auditors and regulators. This is the main requirement of the role and the individual should have a good knowledge of this function.</li><li>Derive insights from data and effectively communicate these insights to Risk, Credit and Business teams. Develop Risk Dashboards and analytical reports for Senior Management.</li></ul></li><li>Preparing and submitting reports to the regulator and / or senior management on a periodic and adhoc basis. The job-holder will be responsible for computing and reporting ECL and related metrics on an on-going basis.</li><li>Ability to work with (gather, consolidate, prepare, summarise) large data sets on a routine basis with an eye for detail and flair for numbers. Data cleansing and preparation for use in model building.</li><li>Ensure reliability, integrity and consistency of reported and underlying data</li></ol>Pre-Requisites<ol><li>About 4 to 8 years of experience in a Bank, NBFC, Consulting Firm, Rating Agency in the areas of working PD, LGD, ECL, EAD. Exposure to risk reporting or financial reporting would be an advantage.</li><li>Degree in statistics, mathematics or econometrics (or equivalent professional qualifications) with hands-on experience in statistical model development, implementation, validation would be an advantage. </li><li>Experience and expertise in using any one or more among Python / SAS / R. Intermediate level SQL skills will be useful. </li><li>Strong experience in areas like delinquency or loan loss forecasting, expected credit losses capital computation under advanced approaches. </li><li>Above average to advanced excel skills</li></ol>Experience in projects involving automation / data consolidation in the areas of risk or financial reporting would be an advantageSkills and Knowledge<ul><li>CA or MBA with FRM preferred </li><li>Understanding analysis of various types of credits</li><li>Proven management and supervisory skills</li><li>Excellent interpersonal skills, verbal/written communication skills and strong project management skills</li><li>Above average to advanced excel skills</li><li>Experience in working with Python, SQL or SAS would be an added advantage.</li></ul> <h4>Experience Level</h4>Senior Level

Kotak Mahindra Bank

Customer Service & Operations Credit AnalystJoin us as a Customer Service &amp; Operations Credit Analyst<ul><li>We’ll look to you to deliver customer and business outcomes, investigating queries, supporting business processes, policies, and procedures, and understanding customer and business needs</li><li>Specialising in Credit Operations, you’ll respond to queries from customers and stakeholders promptly within agreed timelines</li><li>This is a chance to build on your credit skills and experience in an engaging and fast-paced environment</li><li>We're offering this role at senior analyst level</li></ul><h4>What you'll do</h4>As a Customer Service &amp; Operations Credit Analyst, you’ll deliver successful customer and business outcomes by processing, authorising, and investigating all transactions to defined key performance indicators and service level agreements. In doing so, you’ll identify opportunities to enhance processes and enable the provision of a superior customer and business experience.In addition, you’ll:<ul><li>Review documentation including loan applications, disclosures, and credit evaluations</li><li>Authorise and investigate all credit operations transactions</li><li>Collect and analyse the required information from the customers and businesses</li><li>Review credit operations processes which could be automated or enhanced to improve the customer and business experience</li></ul><h4>The skills you'll need</h4>To succeed in this role, you’ll need to have the ability to understand and listen to our customers, develop relationships, and maintain an understanding of their needs. You’ll also have the ability to adapt to fast-paced environments and you’ll have effective organisation skills to deliver to deadlines.You’ll also need:<ul><li>Customer service abilities along with customer and industry knowledge</li><li>An awareness of changes in trends, policies, and regulations</li><li>An understanding of our industry and its customers</li><li>Experience of managing stakeholder relationships</li></ul>Hours45Job Posting Closing Date:23/09/2025<h4>Experience Level</h4>Mid Level

NatWest Group

Analyst<h4>Skill (Primary)</h4>Domain Competencies (BSERV )-BFSI-Lending - Origination <h4>Location</h4>Noida <h4>Job Family</h4>Delivery Operations (Non-Voice) <h4>Job Description (Posting). </h4>About HCLTech HCLTech is a global technology company, spread across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG, and Public Services. We re powered by our people a global, diverse, multi-generational talent - representing 161 nationalities whose unique spark, perspective and boundless passion drive our culture of proactive value creation and problem-solving. Our purpose is to bring together the best of technology and our people to supercharge progress for everyone, everywhere our clients, partners, their stakeholders, communities, and the planet. As a company, we are deeply focused on accelerating our ESG agenda. We are also creating technology-enabled sustainable solutions with and for our clients and partners. We embed ESG imperatives into every aspect of our business and ensure that the progress we supercharge is responsible, inclusive and beneficial to all our stakeholders in the long term. We have committed to achieving net zero by 2040. To learn more about how we can supercharge progress for you, visit <a href="https://www.hcltech.com/" target="_blank">www.hcltech.com</a> Analyst-Lending Operations-BFS Job Summary As a Lending Operations Analyst, you will play a crucial role in enhancing business efficiency by identifying existing issues and implementing effective solutions. Your dual focus on process optimization and mentorship will significantly contribute to the overall operational excellence of our lending services. (1.) Key Responsibilities 1. Identify Root Causes Of Ongoing Issues And Existing Processes, Determining Quick Resolutions And Enhancements Within Assigned Projects. 2. Implement Best Practices And Enhancements To Improve Processes And Procedures, Ensuring Efficient Lending Operations. 3. Create Detailed Analyses And Reports To Monitor Business Health, Facilitating Informed Decision-Making. 4. Develop Business Requirements To Enhance Workflow Functionality, Improving Customer Experience And Satisfaction. 5. Manage Client And Internal Business Relationships Throughout Various Projects, Ensuring Smooth Progress And Functionality Improvements. 6. Handle And Validate Applications, Ensuring Accurate Review Of Id, Av, And Company-Related Documents In The Banking Systems. 7. Assist In Setting Up Facilities And Loan Establishments, Including Account Openings And Drawdown Releases. 8. Verify Data Accuracy Captured In Banking Systems And Review Completed Processes To Ensure Compliance. 9. Provide Mentorship And Guidance To New Employees, Aiding Their Understanding Of Operational Procedures. 10. Assist In Identifying Necessary Business Data To Generate Useful Insights And Support Future Analytics, Adhering Strictly To International Banking Regulatory Requirements. Skill Requirements 1. Strong Understanding Of Lending Origination Processes 2. Proficiency In Data Analysis And Reporting 3. Familiarity With Banking Systems And Regulatory Requirements 4. Excellent Written And Verbal Communication Skills 5. Ability To Mentor And Support Team Members 6. Solid Problem-Solving And Analytical Skills Certification 1. Optional But Valuable Certifications: Nmls (Nationwide Mortgage Licensing System),Consumer Lending Certification (Ccbcl), Commercial Banking &amp; Credit Analyst (Cbca ) Certification,<h4>Skill Level 3 (Secondary Skill 1)</h4>Functional DPO-Communication-Written &amp; Verbal <h4>Skill Level 3 (Secondary Skill 2)</h4>Behavioral Competency (BSERV )-Reflecting-Mentoring <h4>Skill Level 3 (Secondary Skill 3)</h4>Domain Competencies (BSERV )-BFSI-Lending - Servicing <h4>Experience Level</h4>Mid Level

HCL Technologies

Risk-Bengaluru-Analyst-Credit RiskDepartment overview Credit Risk (CR) is responsible for managing the firm’s credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm’s risk appetite. Staffed with more than 300 professionals, CR operates through 11 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment. Credit Research GroupCredit Research Group plays a key role in assessing the credit and financial strength of corporate, financial institution, and sovereign counterparties by performing fundamental credit analysis through writing research reviews (covering both the counterparty and industry in which the counterparty transacts). This team is also responsible for the ongoing surveillance of all corporate/financial institution/sovereign counterparties, assignment of internal credit ratings, and participation in regulatory exams. RESPONSIBILITIES AND QUALIFICATIONSResponsibilitiesPerforming Counterparty Analysis and Risk Management: <ul><li>Assess the credit and financial strength of the firm's corporate borrowers and counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li><li>Review and provide recommendations for loan transactions, determine appetite and regulatory ratings, monitor credit trends in the portfolio, perform distressed analysis and estimate potential impairments</li><li>Analyze the credit implications on corporate clients of various financial transactions including debt, equity and hybrid offerings, mergers and acquisitions, restructuring and share repurchases</li><li>Build and maintain financial projection models</li><li>Present findings and recommendations to senior leadership and answer questions relating to analysis performed</li><li>Monitor counterparties for changes in creditworthiness and take appropriate action</li></ul>Other key responsibilities include:<ul><li>Working collaboratively with Risk Engineering colleagues to continually identify and solve for operating efficiency</li><li>Spreading historical and projected financials in Credit systems and performing analysis including peer comparison to identify and document trends and anomalies necessary in assessing creditworthiness</li><li>Coordinate with global colleagues in GS Risk teams as well as with other divisions </li><li>Support key Risk governance and approval committees</li></ul>Qualifications<ul><li>Minimum Bachelor’s degree in business or finance, Masters preferred</li><li>1-4 years of experience in a related corporate credit risk role with experience in credit analysis, ratings analysis, corporate finance and/or research desired </li><li>Functional background or relevant experience in finance and accounting</li><li>Highly motivated with strong academic background </li><li>Team player with an ability to work effectively with colleagues in other regional offices</li><li>Flexibility, ability to learn quickly</li><li>Strong organizational skills and the ability to manage multiple assignments concurrently</li><li>Familiarity with regulatory rating requirements and application of such guidance is preferred</li><li>Strong analytical, presentational and communication skills require</li></ul>ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html<h4>Experience Level</h4>Mid Level

Goldman Sachs Services Pvt Ltd

Senior - Business ValuationAbout KPMG in IndiaKPMG entities in India are professional services firm(s). These Indian member firms are affiliated with KPMG International Limited. KPMG was established in India in August 1993. Our professionals leverage the global network of firms, and are conversant with local laws, regulations, markets and competition. KPMG has offices across India in Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Jaipur, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara and Vijayawada. KPMG entities in India offer services to national and international clients in India across sectors. We strive to provide rapid, performance-based, industry-focused and technology-enabled services, which reflect a shared knowledge of global and local industries and our experience of the Indian business environment.Business valuation 
 Equal employment opportunity information  KPMG India has a policy of providing equal opportunity for all applicants and employees regardless of their color, caste, religion, age, sex/gender, national origin, citizenship, sexual orientation, gender identity or expression, disability or other legally protected status. KPMG India values diversity and we request you to submit the details below to support us in our endeavor for diversity. Providing the below information is voluntary and refusal to submit such information will not be prejudicial to you. 
MBA/CA<h4>Experience Level</h4>Senior Level

Kpmg India Services Llp

Senior Manager - Credit Strategy MonitoringAbout UsSBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.SBI Card is proud to be an equal opportunity &amp; inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.Join us to shape the future of digital payment in India and unlock your full potential.What’s in it for YOU<ol><li>SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees</li><li>Admirable work deserves to be rewarded. We have a well-curated bouquet of rewards and recognition program for the employees</li><li>Dynamic, Inclusive and Diverse team culture </li><li>Gender Neutral Policy</li><li>Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits</li><li>Commitment to the overall development of an employee through a comprehensive learning &amp; development framework</li></ol>Role Purpose The role is responsible for effective monitoring of dashboards to highlight early warning signs of stress in the portfolio to support implementation of strategies for optimal limit assignment based on income estimation models.Role Accountability <ol><li>Support in creation of approval/decline strategy basis credit risk scorecard</li><li>Categorize the portfolio into high/medium/low risk &amp; define subsequent treatment </li><li>Support in dynamic adjustment of score cut-offs &amp; limits to manage early delinquency</li><li>Identify monthly  of stress segments and development of mitigation strategies</li><li>Create early warning dashboards</li><li>Oversee UAT of strategy changes in decision engine</li><li>Track detailed soft approval rates, decline reasons &amp; final approval rates &amp; highlight significant changes &amp; steps to improve the same</li><li>Analyze alternate data and its use in credit strategy</li></ol>Measures of Success <ol><li>Early Delinquency as per agreed threshold</li><li>Instances of errors in signed-off system implementations</li><li>Effective monitoring of dashboards to highlight early warning signs of stress in the portfolio</li><li>Process Adherence as per MOU</li></ol>Technical Skills / Experience / Certifications<ol><li>Good working knowledge of SAS, SPSS Modeler, SAS E Miner, Python and R etc. (at least one is required)</li><li>Good understanding of market environment and competitor landscape on retail lending</li></ol>Competencies critical to the role<ol><li>Analytical ability and Problem solving</li><li>Relationship Management</li><li>Networking &amp; Collaboration</li></ol>Qualification Master’s degree in relevant fieldPreferred IndustryFSI / Any<h4>Experience Level</h4>Senior Level

Sbi Cards And Payment Services Limited

IN_Senior Associate_Financial Modelling_Valuations_MumbaiLine of ServiceAdvisoryIndustry/SectorNot ApplicableSpecialismDealsManagement LevelSenior AssociateJob Description &amp; SummaryAt PwC, our people in deals focus on providing strategic advice and support to clients in areas such as mergers and acquisitions, divestitures, and restructuring. They help clients navigate complex transactions and maximise value in their business deals. In deal valuation at PwC, you will focus on providing analysis and valuation services for mergers, acquisitions, and other financial transactions. You will help clients make informed decisions by assessing the worth and potential risks of various deals.Why PWCAt PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more <a href="https://www.pwc.in/about-us.html" rel="noopener noreferrer" target="_blank">about us</a>.At PwC, we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations.Responsibilities:· Good academic track record and strong work ethic.· An understanding of valuation, including cost of capital, DCF, and other valuation tools.· Attention to detail.· Self-motivated attitude and able to work with minimal supervision in a dynamic work environment.· Excellent written and oral communication skills.· Advanced skills set in Microsoft Excel, Word, and PowerPoint; exposure to databases such as Bloomberg, Capitaline etc. is a plus.· Internship experience in valuations /corporate finance space is a plus but not required.Mandatory skill sets:Valuations / Financial ModellingPreferred skill sets:Excel, Financial ModellingYears of experience required:1 – 3 yearsEducation qualification:CA / Post GraduationEducation (if blank, degree and/or field of study not specified)Degrees/Field of Study required: Chartered Accountant DiplomaDegrees/Field of Study preferred:Certifications (if blank, certifications not specified)Required SkillsFinancial ModelingOptional SkillsAccepting Feedback, Accepting Feedback, Active Listening, AI Interaction, Alteryx (Automation Platform), Analytical Thinking, Asset Valuation, Balance Sheet Analysis, Business Valuations, Business Value Analysis, Capital Modeling, Communication, Corporate Finance, Creativity, Deal Structures, Derivative Valuation, Disputed / Distressed Valuation, Embracing Change, Emotional Regulation, Empathy, Financial Advising, Financial Literacy, Financial Modeling, Financial Need Analysis, Financial Regulation {+ 37 more}Desired Languages (If blank, desired languages not specified)Travel RequirementsAvailable for Work Visa Sponsorship?Government Clearance Required?Job Posting End Date<h4>Experience Level</h4>Senior Level

PriceWaterhouseCoopers Pvt Ltd ( PWC )

IN_Senior Associate_ R&C Downstream Business Analyst_Advisory Corporate_Advisory_BengaluruLine of ServiceAdvisoryIndustry/SectorFS X-SectorSpecialismRiskManagement LevelSenior AssociateJob Description &amp; SummaryAt PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. In regulatory risk compliance at PwC, you will focus on confirming adherence to regulatory requirements and mitigating risks for clients. You will provide guidance on compliance strategies and help clients navigate complex regulatory landscapes.Why PWCAt PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more <a href="https://www.pwc.in/about-us.html" rel="noopener noreferrer" target="_blank">about us</a>.At PwC, we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations.Job Description &amp; Summary: · Requirement Lifecycle Management - Requirement gathering, elicitation, prioritization and documentation - BRDs, FRDs, As-Is vs To-be (Current vs Future state) / Gap Analysis and Process modelling, etc.Responsibilities: · Requirement Lifecycle Management - Requirement gathering, elicitation, prioritization and documentation - BRDs, FRDs, As-Is vs To-be (Current vs Future state) / Gap Analysis and Process modelling, etc. · Functional and User Acceptance Testing, Test Scenarios and Test Conditions, End to End (Integration)- Agile &amp; Waterfall · Data Analyst - Data Lifecycle – Generation, Collection, Processing, Storage, Management, Analysis, Visualization, and Interpretation · BCBS 239 compliance; SLA / Ownership and Approvals; Data Integrity – Accuracy, Completeness, Reliability, Timeliness, Adaptability, Frequency and Distribution, and Reconciliation · Data Quality Management Framework; Data Governance and Solutions; Metadata dictionary / management, Data modeling, Data definition and Data dictionary. · Data Lineage; Defining CDEs, Ownership; Data Factory / Data Store / Data Lake; Data distribution and centralized downstream management. · Knowledge of Wholesale Banking, Trade Finance, Accounting Lifecycle, Ledger, Subledger, Chart of Accounts, Business Events is preferred. · Prior experience in data migration projects- data reconciliation, data mapping, and data lineage. · SQL is a mustMandatory skill sets: Data Migration, Business Analyst and Capital Market Product Knowledge.Preferred skill sets: Data Migration, Business Analyst and Capital Market Product Knowledge.Years of experience required:2 to 5 YearsEducation qualification:Graduate mandatory/PostgraduateEducation (if blank, degree and/or field of study not specified)Degrees/Field of Study required: Master DegreeDegrees/Field of Study preferred:Certifications (if blank, certifications not specified)Required SkillsLiquidity ManagementOptional SkillsAccepting Feedback, Accepting Feedback, Active Listening, Analytical Thinking, Anti-Bribery, Anti-Money Laundering Compliance, Business Ethics, Code of Ethics, Communication, Compliance and Governance, Compliance and Standards, Compliance Auditing, Compliance Frameworks, Compliance Program Implementation, Compliance Reporting, Compliance Review, Compliance Risk Assessment, Compliance Training, Controls Compliance, Creativity, Cybersecurity Risk Management, Data Analysis and Interpretation, Data Protection Management (DPM), Disability Support, Embracing Change {+ 30 more}Desired Languages (If blank, desired languages not specified)Travel RequirementsNot SpecifiedAvailable for Work Visa Sponsorship?NoGovernment Clearance Required?NoJob Posting End Date<h4>Experience Level</h4>Senior Level

Valuations Analyst, AS<h4>Job Description:</h4>In Scope of Position based Promotions (INTERNAL only) Job Title: Valuations AnalystCorporate Title: AssociateLocation: Mumbai, IndiaRole DescriptionValuation Control is a specialist group within Market and Valuations Risk Management (MVRM) that manages a wide range of relevant risk and implementation topics to ensure integrity and control over all aspects of the valuation of the Bank's trading portfolios.This includes:<ul><li>Performance of monthly and intra-month Independent Price Verification (IPV), Reserves and Prudential Capital </li><li>Oversight and development of valuation, reserve and Prudential Capital methodologies.</li><li>Analysis and management of key valuation uncertainty issues through DB's senior management</li><li>Review of bespoke derivative and structured financing trades</li><li>Valuations works closely with its Risk Management partners, Finance, and Trading globally and employs a team extension model in Mumbai.</li></ul>What we’ll offer youAs part of our flexible scheme, here are just some of the benefits that you’ll enjoy<ul><li>Best in class leave policy</li><li>Gender neutral parental leaves</li><li>100% reimbursement under childcare assistance benefit (gender neutral)</li><li>Sponsorship for Industry relevant certifications and education</li><li>Employee Assistance Program for you and your family members</li><li>Comprehensive Hospitalization Insurance for you and your dependents</li><li>Accident and Term life Insurance</li><li>Complementary Health screening for 35 yrs. and above</li></ul>Your key responsibilities<ul><li>Perform the IPV(Independent Price Verification), Fair Value adjustments (FVA reserves), Fair Value Hierarchy levelling, Day1 PNL assessment, Prudential Valuations (Pruvals) calculations of products such as Bonds, Loans, Swaps, Securitized Products, Derivatives (including Forwards, Options and CDS), FX, IR Swaps, Swaption, Inflation Swaps, Inflation Options, other Interest Rates products etc.</li><li>Report and provide analysis of pricing variance drivers, perform due diligence on the reliability of market data from multiple sources such as Bloomberg, Markit-Totem, brokers and other independent sources.</li><li>Take ownership of the process and models, thoroughly understand the underlying financial and mathematical concepts, and make change / improvements, in consultation with other stakeholders, if situation warrants. </li><li>Increase the process efficiency by automating manual steps in the processes. Co-ordinate with CTB to increase efficiency.</li><li>Develop strong relationships with product control, risk management and quantitative departments on valuation and modeling issues.</li><li>Ensure controls around processes such as completeness and accuracy, and adherence to key operating procedure.</li><li>Discuss IPV, FVA reserves, Levelling and Prudential Valuations results with regional Valuation Teams, Desk and other stakeholders.</li><li>Be involved in Strategic, Tactical/ ad-hoc projects / investigation requests from Stakeholders.</li><li>Ensure proper back-ups are created and assist other teams during contingencies (Staff shortage, high volumes etc). Create / modify / update the supporting documentation like KOP/SOP etc.</li></ul>Your skills and experience<ul><li>Ideally the candidate will have several years of experience within the Valuation / Market Risk departments of a large investment bank with in-depth knowledge of Credit, Rates, or Currency markets.</li><li>Specific exposure to IPV, reserving, pricing and modelling aspects of valuation control of trading businesses is preferred.</li><li>Good working knowledge of Excel, VBA and possibly Python, hands-on experience of market data providers including Reuters, Bloomberg, ISMA and Markit </li><li>Good communication skills</li></ul>How we’ll support you<ul><li>Training and development to help you excel in your career</li><li>Coaching and support from experts in your team</li><li>A culture of continuous learning to aid progression</li><li>A range of flexible benefits that you can tailor to suit your needs</li></ul>About us and our teamsPlease visit our company website for further information:<a href="https://www.db.com/company/company.htm" rel="noopener noreferrer" target="_blank">https://www.db.com/company/company.htm</a>We strive for a <a href="https://careers.db.com/inside-deutsche-bank/our-culture" rel="noopener noreferrer" target="_blank">culture </a>in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.We welcome applications from all people and promote a positive, fair and inclusive work environment.

Deutsche Bank

Quantitative Research : Credit : AssociateDescriptionCredit QR play critical roles for management in navigating today’s complex business environment. This is an beginner / intermediate level data role within the Credit QR team at JP Morgan, Mumbai. The role offers opportunities to work on a variety of trading solutions and models required for Credit Businesses and Products.Job summary:As an Associate within Quantitative Research, Credit QR, you will have opportunity to  develop and maintain sophisticated mathematical models, cutting-edge methodologies and infrastructure to value and hedge financial transactions ranging across Credit Bonds, Loans, Derivatives and Exotics. You will also get to work on improving the performance of algorithmic trading strategies and promote advanced electronic solutions to our clients worldwide. We work closely with trading desks to develop statistical arbitrage strategies along with other quantitative trading and risk models.Job Responsibilities:<ul><li>Develop mathematical models for pricing, hedging and risk measurement of derivatives securities</li><li>Develop models and systems for electronic trading.</li><li>Support OTC and electronic trading activities by explaining model behavior, identifying major sources of risk in portfolios, carrying out scenario analyses, developing quantitative tools, and researching for new trading ideas.</li><li>Development of production code for automated and semi-automated quoting and trading of Credit products.</li><li>Build various quantitative models, assess their appropriateness/limitations, identifying and monitoring the associated model risks.</li><li>Implement risk measurement, valuation models or algorithmic trading modules</li><li>Design efficient numerical algorithms and implementing compute efficient solutions</li><li>Design and develop software frameworks for analytics and their delivery to systems and applications.</li><li>Working with Technology market-making infrastructure, as well as on sourcing, maintaining and exposing various market and reference data feeds, i.e. data engineering.</li></ul>Required qualifications, capabilities, and skills:<ul><li>You have an advanced degree in quantitative subject (such as engineering, mathematics, physics)</li><li>You bring computer programming experience such as use of python/C++/other programming languages in an academic/commercial environment]</li><li>Strong interest and some experience in data engineering and big-data related database technologies and tools like (Spark, Kdb+, Onetick, Hadoop, AWS etc.)</li><li>You demonstrate quantitative, problem solving, research and analytical skills</li><li>You have strong software development skills.</li><li>You understand the different types of risks and you can discuss in detail ways of managing these risks.</li><li>You think strategically and creatively when faced with problems and opportunities. You always look for new ways of doing things in collaboration with the team.</li></ul> Preferred qualifications, capabilities and skills<ul><li>You’re interested in market microstructures and quantitative trading within global markets</li><li>You understand advanced mathematics arising in financial modeling including probability theory, stochastic calculus, numerical analysis, optimization, statistics </li><li>You are familiar with tools and methods of exploratory data analysis, visualization and modeling in Python e.g., pandas, scipy, Jupyter</li><li>Your excellent communication skills, both verbal and written, can engage and influence partners and stakeholders You are good at communicating concepts and ideas, also via documentation, and you are keen to defend their validity and tailor messages to different audiences.</li><li>Knowledge of Fixed Income markets, in particular Credit products and models, financial regulations, is a plus, but it’s not strict requirement.</li></ul>JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our <a href="https://careers.jpmorgan.com/us/en/how-we-hire/faqs" rel="nofollow" target="_blank">FAQs</a> for more information about requesting an accommodation.<h4>Experience Level</h4>Mid Level

JP Morgan Services India Pvt Ltd

Clearing and Settlement Analyst, AS<h4>Job Description:</h4>Job Title: Clearing and Settlement AnalystCorporate Title: AssociateLocation: Pune, IndiaRole Description<ul><li>The Job holder report to VP – Deputy Head Securities &amp; Custody Operations, in terms of guidance and authority and is guided by them in terms of strategic issues, compliance, etc.</li><li>However, the jobholder should be able to independently interact with Internal/External parties and is expected to be aware of the changes in the regulation</li></ul>What we’ll offer youAs part of our flexible scheme, here are just some of the benefits that you’ll enjoy<ul><li>Best in class leave policy</li><li>Gender neutral parental leaves</li><li>100% reimbursement under childcare assistance benefit (gender neutral)</li><li>Sponsorship for Industry relevant certifications and education</li><li>Employee Assistance Program for you and your family members</li><li>Comprehensive Hospitalization Insurance for you and your dependents</li><li>Accident and Term life Insurance</li><li>Complementary Health screening for 35 yrs. and above</li></ul>Your key responsibilitiesThis specialized role entails day to day trade processing/settlements/FX/Cash processing. of DB Securities &amp; Custody Operations team which supports local and offshore clients of the GTB – Investor Services.Principal Accountabilities: Key activities and decision making areas<ul><li>Co-ordinate the activities of the team related to trade processing and regulatory reporting</li><li>Ensure quality and quantity of processing is maintained as per the client SLA</li><li>Monitor volume inflow and ensure sufficient resource and workflow allocation in a justifiable manner</li><li>Serve as technical operational expert for queries from clients/team members etc.</li><li>Building a strong mechanism to take care of volume peaks during peak season</li><li>Ensuring closure of tasks within prescribed SLAs</li><li>Ensure strict adherence to all internal and external process guidelines including compliance and legal so as to build and maintain robust control environment.</li><li>Identifying operational risks proactively and mitigating appropriately.</li><li>Ensure adequate back-ups created for all critical positions and assist other teams during contingencies (Staff shortage, high volumes etc).</li><li>Work very closely with the process owners/stakeholders and other internal clients for overall growth of the bank’s business</li><li>Handling BAU to process FX/Cash processing for offshore and local clients,  FX and Regulatory reporting for India market, break analysis and escalations, follow up with stakeholders.</li></ul>Your skills and experience<ul><li>Graduate (BA / BS / B.Com, etc.) with 5 to 8 year experience in the relevant field</li><li>Exposure to the Indian capital markets, settlements or having custody background would be preferred</li><li>Strong analytical skills, detail orientation, service commitment, and solid organizational and interpersonal skills</li><li>The candidate should be proficient in written and verbal communication.</li></ul>How we’ll support you<ul><li>Training and development to help you excel in your career.</li><li>Coaching and support from experts in your team.</li><li>A culture of continuous learning to aid progression.</li><li>A range of flexible benefits that you can tailor to suit your needs.</li></ul>About us and our teamsPlease visit our company website for further information:<a href="https://www.db.com/company/company.htm" rel="noopener noreferrer" target="_blank">https://www.db.com/company/company.htm</a>We strive for a <a href="https://careers.db.com/inside-deutsche-bank/our-culture" rel="noopener noreferrer" target="_blank">culture </a>in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.We welcome applications from all people and promote a positive, fair and inclusive work environment.<h4>Experience Level</h4>Entry Level

Clearing and settlement Analyst, NCT<h4>Job Description:</h4>In Scope of Position based Promotions (INTERNAL only)Job Title: Clearing and Settlement Analyst, NCTLocation: Pune, IndiaRole DescriptionClearing and Settlement is responsible for managing the end-to-end clearing and settlement process. This is to ensure smooth and timely market settlement of securities and cash transfers between the bank and its counterparty.Work includes:<ul><li>Supporting interaction between  internal and external stakeholders involved in the clearing and settlement process chain</li><li>Allocating assets to optimize the portfolio strategically</li><li>Ensuring adherence with market standards</li><li>Clearing and settling through both primary and secondary markets and direct payments</li></ul>What we’ll offer youAs part of our flexible scheme, here are just some of the benefits that you’ll enjoy<ul><li>Best in class leave policy</li><li>Gender neutral parental leaves</li><li>100% reimbursement under childcare assistance benefit (gender neutral)</li><li>Sponsorship for Industry relevant certifications and education</li><li>Employee Assistance Program for you and your family members</li><li>Comprehensive Hospitalization Insurance for you and your dependents</li><li>Accident and Term life Insurance</li><li>Complementary Health screening for 35 yrs. and above</li></ul>Your key responsibilities <ul><li>The ideal candidate in Role for Fixed Income Securities will perform activities related to Trade Life Cycle of Fixed Income Securities, Trade enrichment/Settlement  for APAC + Europe markets</li><li>Role has an extensive responsibility to handle Key Client queries and end to end resolutions</li><li>Process Control checks and Reporting Functions​</li></ul>Your skills and experience<ul><li>Responsibility for the Back Office operations for Settlement under Fixed Income product, Understands the importance of TAT/SLA’s and proactively works towards maintenance of the same.</li><li>Liaising with Domestic Agents, Middle offices, Traders, Counterparties, Frankfurt, London and other internal counterparts via mail and phone to ensure smooth settlements.</li><li>Gain Expertise in processing in end to end life cycle of Trades</li><li>Understands and effectively manages risks through timely and accurate escalation and resolution of key issues.</li><li>Ability to work in partnership with various support team, Key stakeholders and should be able to lead key projects</li><li>Managing client/SA/MO/TA escalations and mitigating the process risks</li><li>Responsible for responding to ad-hoc issues or client queries on a timely basis, ensuring all communications have been responded to before end of day.</li><li>Ensure process documentation is relevant and updated regularly for your process to audit standards.</li><li>Actively supports transformation and/or optimization initiatives to improve the efficiency/effectiveness of the process.</li><li>Be a Team player and support your wider team mates at all times.</li><li>Ensure accurate and timely delivery of services to clients</li><li>Reporting Multiple MIS</li><li>Good communication Skills</li></ul>How we’ll support you<ul><li>Training and development to help you excel in your career</li><li>Coaching and support from experts in your team</li><li>A culture of continuous learning to aid progression</li><li>A range of flexible benefits that you can tailor to suit your needs</li></ul>About us and our teamsPlease visit our company website for further information:<a href="https://www.db.com/company/company.htm" rel="noopener noreferrer" target="_blank">https://www.db.com/company/company.htm</a>We strive for a <a href="https://careers.db.com/inside-deutsche-bank/our-culture" rel="noopener noreferrer" target="_blank">culture </a>in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.We welcome applications from all people and promote a positive, fair and inclusive work environment.

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