Senior Product Associate - Home lending Transformation
JP Morgan Services India Pvt LtdJob Description
Senior Product Associate - Home lending Transformation
As a Senior Product Associate in Home Lending Transformation, you contribute to the team by leveraging your expertise in product development and optimization to make a significant impact, supported by user research and customer feedback to fuel the creation of innovative products and continuously improve existing offerings. Collaborate closely with cross-functional teams and play a crucial role in shaping the future of our products and ongoing success.
Identify opportunities within a product area in partnership with a product leader to improve the loan origination process aligned to clear, measurable goals, translate opportunities into user stories and a prioritized product backlog, and drive the work forward with a cross-functional team to reduce time to originate loans and deliver a world-class customer experience.
Create and maintain high quality documentation and requirements including business and process flow diagrams, Confluence pages, user stories, epics and SSD (spec-driven development) spec documents
Support delivery velocity and quality; proactively remove blockers, align stakeholders for fast decision-making, and ensure solutions are thoroughly tested to enable high-quality production releases. Use lightweight decision frameworks and fast feedback loops to maintain momentum.
Drive innovation and be involved as a change agent within your product area: champion new ideas, challenge legacy processes, and lead cross-functional initiatives that transform Home Lending. Identify and deliver opportunities to create organizational value by leveraging technology, data, and customer insights to reimagine products, accelerate outcomes, and foster continuous improvement
Participate in discovery and usability testing; help design and run rapid experiments (Minimum Viable Products/A‑B tests) to validate assumptions and iterate based on quantified learning, including judicious use of AI‑driven insights and prototyping where appropriate and compliant. Employ rapid prototyping to quickly validate whether ideas may deliver the desired outcomes before investing in a full engineering build.
Participate in agile ceremonies (planning, stand-ups, reviews, retrospectives) that drive focus, accountability, and a culture of growth and continuous improvement across the team.
Leverage instrumentation to evaluate the success of features, make data backed decisions and share impact to business outcomes on a regular basis. Leverage AI/ML where it enhances signal detection, forecasting, or prioritization, using firm-approved tools and guidelines.
Communicate progress, risks, and upcoming priorities with candor and clarity; escalate decisively to clear constraints and keep delivery on pace.
Leverage AI responsibly to accelerate product delivery: use firm-approved AI/ML and analytics to speed discovery, inform prioritization and forecasting, streamline requirements and testing, and enhance customer experiences—while adhering to governance and applying human judgment to maintain quality and pace.
Demonstrate within 6–12 months that owned initiatives meaningfully contribute to reduce lead time from idea to production by 30%, increase adoption and completion rates by 25–50%, and deliver high-impact experiments with measurable results
- 3+ years of experience or equivalent expertise in product management or a relevant domain area
hands‑on experience using Atlassian suite (JIRA, JIRA Align, Confluence) to document requirements and plan work. Familiarity with the SDLC and agile delivery (Scrum/Kanban) with demonstrated contributions to improving throughput and quality
Working knowledge of product analytics capability; uses data to set targets, instrument features, and manage to outcomes; familiarity with AI/ML concepts and firm‑approved tools to responsibly enhance discovery, prioritization, and customer experiences
3+ years of hands‑on with JIRA/JIRA Align for flow management and expertise leading agile delivery (Scrum/Kanban) with measurable improvements to throughput and quality
Applied UX and solution design experience; proficiency with Figma and process‑mapping tools to rapidly frame problems and prototype solutions with engineering/design partners
Strong collaboration and communication skills to align engineering, design, and business partners; communicates priorities and progress crisply to maintain pace and technical acumen to engage on trade‑offs and architecture for scalable, resilient solutions
Market and competitive analysis experience to identify differentiation opportunities and inform the roadmap with evidence‑based insights
Bachelor’s degree in business, Computer Science, Engineering or equivalent practical experience
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
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