Credit Analyst - Insurance and Financial Institutions

Credit Analyst/Senior Credit Analyst - Insurance/Financial Institution

Department

None

Job Description

Division GAC

Department Global Analytical Centre – Analytical

Location Pune/Gurgaon

Role Summary

Functional Responsibility/Domain Related

• Support global Credit Analyst(s) to track the performance of a portfolio of Insurance Companies

operating mostly in the North American/European markets, and to respond to credit events with the

purpose of enabling timely and accurate credit ratings and research

• Track and understand industry, regional and regulatory dynamics and trends

• Understand the portfolio of credits tracked and flag rating/outlook triggers to the global credit analyst

• Understand the rating criteria and apply the same on day to day activities/deliverables

• Analyze financial and operational performance; work on financial models and projections; and conduct

peer analysis

• Prepare/draft internal credit analysis/assessment packs and notes

• Assist Global Credit Analyst(s) in the preparation of publishable credit rating and research reports

1. Process Adherence

• Follow defined processes in day-to-day execution of assignments

• Ensure retention, documentation, and dissemination of knowledge

• Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies,

Procedures and Guidelines of the Organization.

• Trading/holding in shares belonging to a Financial Institution/Insurance company is regulated

2. Client Management/Stakeholder Management

• Build and maintain strong relationships with international clients

• Manage a wide range of requests from various global Credit Analysts

• Understand and contribute proactively to client priorities

Candidate Profile

2-5 Years of relevant experience in credit analysis and ratings, credit research, and report writing, covering

global markets (preferably North American/European countries) or domestic markets for Insurance sector/

Financial Institution

• Excellent oral and written communication skills

• Good understanding of international accounting standards, banking-related financial concepts, and

strong analytical skills

• Good interpersonal skills and ability to work with the larger team, and lead and mentor team members

Essential Qualifications

Two years full-time MBA (Finance) or equivalent OR CA

Preferred Qualifications

Two years full-time MBA (Finance) or equivalent OR CA

Open Positions

1

Mandatory Skills

Credit Analysis, Communication Skills, Financial Modelling

Education Qualification

PGDBM or equivalent

Experience

2.0 to 5.0 years