Loan Manager
Hireginie Talent CloudFixed
₹20,000 - ₹23,000
Earning Potential
₹23,000
Fixed
₹20,000 - ₹23,000
Earning Potential
₹23,000
Work from Office
Full Time
Min. 1 year
Good (Intermediate / Advanced) EnglishJob Description
Title: Branch Loan Officer - Gold Loan
Location: Chennai (Chromepet)
Education: Graduation in any discipline (B.Com / BBA / BA preferred , Diploma or certificate in gemology or gold is an added advantage )
Experience: Min 1 - 5 yrs of exp in Gold Appraisal, Valuation, Cash and vault handling
About the Role: We are looking for experienced Branch Loan Officers with a strong background in gold loan operations to join our NBFC branch network. This is a branch-based, walk-in conversion role — you will NOT be required to self-source business targets. Your focus is entirely on customer service excellence, gold assessment, and loan processing.
Key Responsibilities:
- Receive and assist customer walk-ins at the branch for gold loan inquiries and applications
- Conduct gold purity assessment and assaying using fire assay, karat meter, and acid testing methods
- Evaluate gold ornaments for weight, purity, and applicable loan-to-value (LTV) as per RBI guidelines
- Process loan applications routed to the branch by Loan Managers (LMs), ensuring end-to-end documentation and disbursement
- Verify customer KYC documents and maintain compliance with internal and regulatory norms
- Coordinate with LMs and branch operations for smooth loan processing and turnaround
- Ensure accurate gold storage, tagging, and custodianship as per SOPs
- Maintain zero deviation from audit and compliance requirements during all gold handling activities
- Deliver a superior customer experience at the branch, ensuring resolution of queries and concerns
Requirement:
- 1 - 5 years of experience in gold loan operations at a bank, NBFC, or gold loan company
- Hands-on experience in gold assaying — fire assay, karat meter testing, and acid testing
- Prior experience working in a branch model (not DSA/field sales)
- Knowledge of RBI LTV norms, KYC/AML compliance, and gold loan documentation
- Ability to handle branch-level loan processing independently
Good to Have:
- Experience from gold loan institutions
- Familiarity with CBS/LOS platforms used in gold loan disbursement
- Understanding of auction proceedings and overdue management for gold loans
Job role
Job requirements
About company
Similar jobs you can apply for
Field SalesField Executive
Debtcare Enterprises Pvt Ltd
Field JobFull TimeAny experienceBasic English
Accounting Assistant
Advika Enterprises Private LimitedWork from OfficeFull TimeMin. 1 yearNo English Required
Business Development Manager (BDM)
Randstad India Private LimitedField JobFull TimeMin. 1 yearGood (Intermediate / Advanced) English
Team Manager
Kotak Mahindra Life Insurance CoWork from Office
Part TimeFull TimeAny experienceNo English RequiredSales Executive
Saravana Stores TexWork from OfficeFull TimeMin. 1 yearNo English RequiredSenior Telecalling Officer
M/s JBM SolutionsWork from OfficeFull TimeMin. 1 yearBasic EnglishYou can expect a minimum salary of 20,000 INR and can go up to 23,000 INR. The salary offered will depend on your skills, experience and performance in the interview.
The candidate should have completed Graduate degree and people who have 1 to 31 years are eligible to apply for this job. You can apply for more jobs in Chennai to get hired quickly.
The candidate should have Good (Intermediate / Advanced) English skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Chennai at apna.
No work-related deposit needs to be made during your employment with the company.
Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview.
The last date to apply for this job is 4 Jul 2026. For more details, download apna app and find Full Time jobs in Chennai . Through apna, you can find jobs in 64 cities across India. Join NOW!