Elite Banker - Household Relationship Manager (Outbound Sales)

Elite Banker-Household-Outbound-Branch Banking-Relationship Management

Kotak Mahindra Bank Ltd is seeking an Elite Banker to manage and grow relationships with high-value household clients. This role focuses on outbound sales and relationship management within the branch banking division.

 

The Elite Banker-Household-Outbound role is a critical position within our Branch Banking-Relationship Management department. You will be responsible for developing and maintaining strong relationships with high-net-worth individuals and their families, offering tailored financial solutions and exceptional service. This role requires a proactive and sales-oriented approach, with a focus on outbound client engagement and business development.

 

Responsibilities

• Build and manage a portfolio of high-value household clients, understanding their financial needs and goals.
• Proactively reach out to potential clients through various outbound sales channels, including cold calling, networking, and referrals.
• Develop and present customized financial solutions, investment strategies, and banking products to meet client requirements.
• Maintain regular communication with clients, providing updates on market trends, investment performance, and new product offerings.
• Collaborate with other relationship managers and specialists to deliver a holistic banking experience to clients.
• Conduct thorough financial needs analysis and provide advice on wealth management, investment planning, and estate planning.
• Stay updated with industry trends, market developments, and regulatory changes to offer relevant and compliant financial solutions.
• Attend networking events, seminars, and client appreciation functions to enhance client relationships and expand the network.
• Ensure compliance with all banking regulations and internal policies while managing client accounts.
• Achieve individual and team sales targets, contributing to the overall growth of the branch and the bank.

Qualifications

• A bachelor's degree in finance, business, economics, or a related field is preferred.
• Minimum 3-5 years of experience in relationship management or private banking, preferably with a focus on household clients.
• Strong sales and business development skills, with a proven track record of achieving sales targets.
• Excellent communication and interpersonal skills, with the ability to build rapport and trust with high-net-worth individuals.
• A deep understanding of financial markets, investment products, and wealth management strategies.
• Ability to work independently and manage a diverse portfolio of clients effectively.
• Proficiency in using banking software and CRM systems for client relationship management.
• Analytical skills to interpret financial data and provide tailored investment advice.
• Strong organizational skills and attention to detail.
• A self-motivated and results-driven approach to work.

1. Acquire and expand relationships with High Net Worth individuals for both liabilities and commercial assets.
2. Deliver superior customer service while ensuring adherence to bank policies and compliance standards.
3. Cross-sell a wide range of banking products and services to deepen client relationships.
4. Educate clients about new products and enhancements to maximize engagement.
5. Organize and lead targeted sales initiatives and client engagement events.
6. Collaborate with other group companies to offer integrated financial solutions.
7. Maintain comprehensive records of client interactions and relationship history.
8. Monitor and resolve customer complaints and queries with a focus on quick turnaround and satisfaction.

Experience Level

Mid Level