Kotak Mahindra Bank Limited

Collections Manager - Agricultural Finance and Dealer Funding

Kotak Mahindra Bank Limited
Amritsar
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 2 yearsMin. 2 years

Job Description

Collections Manager-Agri-Fin-Dealer Funding(DF) -Recovery Branch

  • Candidate should be Self-motivated with High energy Level, Fast and Positive learning attitude and strong team player. Should have excellent communication skill, including Hindi and Local language along with English. 
  • Should have the good inter personal skills and polite attitude to handle customers. 
  • Should have excellent people Management skills so that he can coordinate between different department / Branches / customers well. 
  • Must be Techno Savvy and should be well versed with latest computer skills. Should work with Mantra of “Speed, Scale and Skill”. 
  • Able to source Working capital Loan facilities to Agri Related Industries and Food Processing and Agro Processing Industries and Other Manufacturing Industry in MSME Segment and responsible for overall Quality Business along with size of business. 
  • Must have basic knowledge of working capital finance along with understanding of reading balance sheet and P & L. 
  • Candidate also having good knowledge about properties / legal will have edge over others since it is a Mortgage Business and loans are secured by properties. 
  • Candidate with Knowledge of local area, strong networking and negotiation skill will have edge over others. 
  • Sourcing of New Customers and ensure month on month disbursement having ticket size from Rs. 2 crore to Rs. 25 crore. Each RM is expected to do minimum 3 New Cases per month. 
  • He is expected to meet and appoint New CAs / Financial Consultants, DMAs, Kotak Bank Branch and source business on daily basis, he has to meet at-leats 2 New Leads every working day.
  • Candidate should have excellent follow-up Management skills. Ensure that Customer requirements and complaints are serviced at the local level with speed and quality.
  • Collaborate  with trade finance ,CMS, operation, treasury , legal and branch banking team for seamless customer service   
  • Closely work with credit team for managing client expectation and effective risk management 
  • Candidate should be willing to run extensively for sourcing the business as the profile is 80% of Field Job and 20% of Office job. Must have Own Vehicle with valid driving license.  

 

Job Requirements: 

  •  
  • Post Graduate Diploma  / Post Graduate in Banking and Finance / And (Major  / Minor) 
  • Marketing and Finance  will have edge over others 
  • Strong oral and written Communication 
  • Collection Manager Skill 

Experience Level

Mid Level

Job role

Work location
Work locationAmritsar, Punjab, India
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryDebt Collections / Recovery
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 2 years

About company

Name
NameKotak Mahindra Bank Limited
Job posted by Kotak Mahindra Bank Limited

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