Credit & Collections Analyst 2-Fin

Credit & Collections Analyst 2-Fin

1. About the Company/Team

The Finance and Accounts Receivable team plays a critical role in strengthening the organization’s cash flow, financial discipline, and customer account health. The team partners closely with sales support, departmental managers, accounts receivable, and customers to resolve outstanding balances, manage credit risk, and ensure accurate reconciliation of accounts.

This role supports a culture of accountability, accuracy, collaboration, and continuous improvement by helping reduce past-due balances, address overpayment root causes, and maintain strong financial controls.

2. Job Summary

The Collections & Credit Analyst will be responsible for managing past-due accounts, resolving outstanding invoices, collecting employee overpayments, and supporting credit risk evaluation for new and existing accounts. The role requires strong analytical judgment, customer communication skills, and the ability to collaborate cross-functionally to reconcile accounts and reduce financial exposure.

The ideal candidate will be comfortable managing a portfolio of accounts, identifying deteriorating credit situations, recommending solutions, and preparing accurate collection and credit reports.

3. Key Responsibilities

• Manage a portfolio of customer accounts, including delinquency tracking, write-offs, credit memos, additional interest, and account reconciliation.
• Collect outstanding invoices from past-due accounts through timely follow-up, clear communication, and appropriate escalation.
• Recover overpayments from current and former employees while partnering with departmental managers to identify and eliminate root causes.
• Interface with sales support, accounts receivable, and customers to determine ability to pay, clarify contractual terms, and resolve account issues.
• Conduct pre-sale credit risk evaluations for new accounts and prepare recommendations for credit approval decisions.
• Recognize deteriorating credit situations and recommend practical solutions to reduce financial risk.
• Enforce applicable contractual remedies while maintaining a professional and customer-focused approach.
• Prepare accurate collection reports, account status updates, and credit-related documentation for management review.

4. Qualifications & Skills Mandatory

• Experience in collections, accounts receivable, credit analysis, billing, finance operations, or a related function.
• Strong understanding of invoice collection, account reconciliation, delinquency management, and credit control processes.
• Ability to evaluate credit risk and support credit approval decisions for new or existing accounts.
• Strong communication skills for interacting with customers, internal teams, and departmental managers.
• Ability to review contractual terms and communicate payment obligations or remedies clearly.
• Strong analytical and problem-solving skills, especially in identifying account issues and recommending corrective actions.
• High attention to detail in preparing reports, tracking balances, managing credit memos, and documenting collection activities.
• Proficiency with financial systems, spreadsheets, and reporting tools.

Good-to-Have

• Experience working with sales support, billing, or accounts receivable teams in a large or matrixed organization.
• Knowledge of write-off procedures, credit memo processing, and interest calculation.
• Experience handling employee overpayment recovery.
• Familiarity with ERP or finance platforms such as Oracle, SAP, NetSuite, Workday, or similar systems.
• Prior experience preparing aging reports, collection dashboards, or credit risk summaries.
• Certification or coursework in finance, accounting, credit management, or collections.

You will assist in the collection, management, and resolution of outstanding invoices from past due accounts. Collect overpayments from current and former employees. Work with departmental managers to eliminate root cause of overpayment. Interfaces with sales support, accounts receivable, and directly with the customer to determine the ability to pay, communicate contractual specifications, and enforce remedies in reconciling accounts. Manage portfolio of accounts including delinquency, write-offs, credit memos, and additional interest. Conducts pre-sale credit risk evaluation, prepares recommendations, and makes credit approval decisions on new accounts. Recognizes deteriorating credit situations recommending and implementing solutions. Prepares collection reports.

Career Level - IC2

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