Lead Analyst - Corporate Credit Risk

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

The role sits within the Research & Analysis (‘R&A’) function supporting the New Zealand Corporate team. The team is responsible for end-to-end management of a large and diverse portfolio of Mid-Market Enterprise clients across a range of sectors including retail, manufacturing, industrials, media, entertainment, etc. The role requires effective management of a high- volume portfolio ensuring timely delivery and proactive risk management.

Research & Analysis is primarily responsible for identifying and effectively managing risks with the Business and acting as the interface between Coverage and Risk. R&A aims to deliver well-balanced outcomes for ANZ, with a strong focus on customer, proactive risk management and efficiency. End-to-end relationship credit management process includes Credit Writing, Risk Grading, Risk Analysis & Credit Approval, Documentation and Portfolio Monitoring (well managed).

Role Location: Bangaluru
Role Type: Permanent 

What will your day look like?

To perform research & analysis and other credit management activities for corporate clients, including:

• Identifying, assessing and managing risks inherent in the client’s capital and management structure, as well as financial performance.
• Prepare quality credit submissions through financial analysis, industry research and risk assessment.
• Managing a large and diverse portfolio of clients, ensuring timely completion of annual reviews, risk monitoring, credit approvals and other portfolio management activities.
• Driving end-to end credit processes, including risk grading, credit approval, documentation review, and ongoing portfolio monitoring.
• Liaising with Relationship Managers and Credit on risk and financial performance related matters
• Maintaining portfolio quality in line with well managed principles, regulatory requirement and internal policies.
• Partnering with legal and other support functions to review, understand and execute deal documentation requirements.

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• 3-5 years’ work experience in credit risk, corporate banking, portfolio management or financial analysis.
• Strong credit analysis skills supported by sound business acumen.
• Strong report writing skills with the ability to translate financial and business insights into actionable credit recommendations.
• Ability to deliver quality outcomes across a large and diverse client portfolio
• Strong stakeholder management and relationship building skills.
• Qualified Chartered Accountant or MBA Finance from a premier institution or other avenues such as master’s in economics, etc

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong. 

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services.

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.

To find out more about working at ANZ visit https://www.anz.com/careers/. You can apply for this role by visiting ANZ Careers and searching for reference number 117236

Job Posting End Date

12/06/2026, 11.59pm, (Melbourne Australia)