Senior Product Manager - Credit Risk and AI Solutions

Senior Product Manager

About this role:

Wells Fargo is seeking an experienced Senior Product Manager to lead the strategy, roadmap, and delivery of a Risk Rating application supporting credit risk assessment and decisioning. This role will be responsible for defining and evolving risk rating capabilities, ensuring alignment with credit policy, regulatory expectations, and business objectives.

The ideal candidate brings strong credit risk domain expertise, including borrower quality and collateral ratings, a proven product management background, and hands‑on experience applying Generative AI (GenAI) to enhance risk analysis, automation, explainability, and user productivity within a highly governed environment.

In this role, you will:

• Lead or participate in product management initiatives and deliverables for product lines or services
• Contribute to product analysis across applicable markets, conduct market research and market results-oriented analysis
• Review and analyze marketing programs for new products or enhancements including identification of market segments, product positioning, product bundling, pricing and profitability
• Resolve moderately complex issues and lead team to meet project goals, objectives and deliverables
• Ensure programs adhere to compliance, privacy regulations and policies
• Collaborate and consult with managers, analysts and project teams to ensure that goals are achieved
• Lead projects, teams or serve as a mentor

Required Qualifications:

• 4+ years of Product Management experience, product development experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Bachelor's degree with 4+ years of experience in retail Lending, Syndicated lending, Leasing or any financial domain.
•  4+ years of product management / product owner experience (product development, strategic planning, process management, or change delivery).
• 3+ years of Agile delivery experience, including writing user stories/acceptance criteria and participating in Agile ceremonies.
• Experience in commercial lending domain (e.g., lending products/services) and ability to work with multiple stakeholders across business and technology.
• Experience with work management tools and defect tracking (e.g., JIRA/ALM) and translating requirements into executable delivery plans.
• Demonstrated ability to engage senior leaders and operate independently under timelines and dependencies.
• Role-specific requirement: Demonstrated proficiency in Power BI / reporting / analytics product delivery, aligned to the Loan IQ View product owner need
• Serve as Product Owner for 1–2 Agile development teams, owning backlog, prioritization, and execution aligned to roadmap and OKRs.
• Translate business needs into clear epics, user stories, acceptance criteria, and drive outcomes through Agile ceremonies (planning, standups, reviews, retros).
• Partner with technology delivery leaders and scrum teams to deliver effective, consistent results across the product lifecycle.
• Own product direction and delivery for Loan IQ View reporting, including dashboards, reporting enhancements, and prioritized defect/feature intake.
• Apply strong Power BI/reporting expertise to define requirements, validate solutions, and ensure data-driven reporting meets user expectations.
• Act as a key liaison across business users, operations, and technology partners; drive alignment on priorities, scope, and release outcomes.
• Make decisions in complex, multi-faceted situations considering business value, dependencies, and regulatory impact.
• Support risk management expectations by ensuring appropriate controls, documentation, and traceability across deliverables.
• Support product discovery using data, insights, and feedback to identify and prioritize new opportunities, features, and fixes.
• Drive continuous improvement in backlog quality, delivery predictability, and product maturity through metrics and disciplined execution.

Job Expectations:

As part of Wells Fargo’s commitment to innovation and responsible AI adoption, all roles require foundational AI literacy, including:

• Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for routine tasks such as summarizing information, drafting content, and analyzing data, while maintaining appropriate human oversight.
• Critical Thinking: Ability to interpret AI‑generated outputs, validate insights, and apply sound judgment in business and risk decisions.
• Responsible AI Use: Awareness of ethical considerations, data privacy, security, and regulatory compliance when using AI‑enabled solutions.
• Adaptability and Continuous Learning: Commitment to continuous learning and staying current with emerging technologies and AI capabilities
• Experience coordinating requirements, testing, and implementation for medium-to-large enterprise initiatives with multiple dependencies.
• Knowledge of data conversion efforts and testing/validation methodologies (relevant for Loan IQ platform release cycles).
• Strong analytical and problem-solving skills with high attention to detail and accuracy
• SQL skills to support data investigation/validation for reporting outputs and issue analysis.
• Familiarity with Loan IQ data model / reporting constructs is a plus

Posting End Date: 

6 May 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

 

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.