Muthoot Fincorp Limited

National Collection Head - Supply Chain Finance

Muthoot Fincorp Limited
Chennai
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 15 yearsMin. 15 years

Job Description

NATIONAL COLLECTION MANAGER - SCF

ROLE SPECIFICATION                                                                                                                                                                           

Role Title

National Collection Head - Supply Chain Finance (SCF)

Employee Interviewed

 

Reports To

Business Head - SCF 

Company

Muthoot Fincorp Limited

Function/Department

Collections & Recovery

Location

   Chennai

Written By

  Sachin Purwar

Approved By (Functional)

Business Head -SCF

Approved By (People & Culture)

 

Date (Written On)

09/04/2026

 

 

ROLE SUMMARY

The National Collection Head – SCF is responsible for designing, implementing, and monitoring the end-to-end collection and recovery strategy for the Supply Chain Finance portfolio. This role focuses on maintaining healthy portfolio quality (low GNPA/NNPA) by managing vendor/dealer repayments, early warning signals, and legal recovery processes across the pan-India network.

 

ORGANIZATIONAL CHART




 


 

 

 

 

 

 

 

 

 

 

 

 

 

KEY RESPONSIBILITIES

Operations & Transactional 

  • Strategy Formulation: Develop and execute segment-specific collection strategies for Dealer Financing, Vendor Discounting, and Factoring products.
  • Portfolio Monitoring: Reviewing Delinquency trends (30, 60, 90+ DPD) and implementing corrective actions to prevent slippages into NPA.
  • Agency Management: Onboarding and managing specialized collection agencies and ensuring adherence to the Fair Practices Code (FPC).
  • Digital Collections: Implementing automated payment reminders, NACH/e-Mandate tracking, and digital payment links to improve self-cure rates.

 

 

Process Improvement

 

  • EWS Framework: Enhancing Early Warning Signals (EWS) by integrating transaction data and market intelligence to identify "at-risk" anchors or dealers.
  • Policy Refinement: Periodically updating the collection policy based on market volatility and regulatory changes (RBI guidelines).
  • Efficiency: Automating the allocation of delinquent cases to field staff/agencies through a robust Loan Management System (LMS).

.

 

 

KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

Risk & Credit: For feedback on sourcing quality and EWS.

Collection Agencies: For field-level execution.

Sales/Business Team: To coordinate with Anchors/Corporates.

Legal Counsel: For SARFAESI, Sec 138, and arbitration.

IT & Operations: For LMS updates and payment reconciliation.

RBI/Auditors: For compliance and portfolio audits.

 

KEY ROLE DIMENSIONS

Geographical Coverage

Pan India (SULB - Small Unit Loan Business)

Direct Reportees

4 - 6 (Zonal/Regional Managers)

Total Team Size

 

 

KEY SKILLS & BEHAVIOURAL ATTRIBUTES 

  • Analytical Rigor: Proficiency in interpreting complex delinquency data and flow rates.
  • Negotiation Skills: Ability to handle high-ticket settlements and distressed corporate anchors.
  • Regulatory Knowledge: Deep understanding of RBI guidelines on recovery, IBC, and Securitization.
  • Leadership: Experience in managing large, remote teams across diverse geographies.

 

 

EDUCATION / EXPERIENCE

 

  • Education: Post-Graduate/MBA in Finance or related field.
  • Experience: Minimum 15–18 years in NBFC/Banking, with at least 8 years specifically in Supply Chain Finance or Corporate Collections.
  • Exposure: Strong track record in managing "Bucket 0" to "Write-off" portfolios in a high-volume environment.

 

 

Job role

Work location
Work locationANNA SALAI - CHENNAI
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryDebt Collections / Recovery
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 15 years

About company

Name
NameMuthoot Fincorp Limited
Job posted by Muthoot Fincorp Limited

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