A

  Job Specification

1

Company Name

:

Muthoot Fincorp Limited

2

Position / Designation

:

3

Grade

:

AVP

4

Employment Type

:

All Employment Type

5

Reporting to – 

Designation & Grade

:

National Credit Head – Secured & Unsecured Lending Business 

6

No. of Reportees,

Designation & Grade

:

7

Main Tasks & Areas of Responsibility

:

Key Result Areas and Supporting Actions Providing integrated legal support towards following broad aspects of the legal function.

1. Formulation & Implementation of Legal Policies & Procedures for Muthoot Fincorp Secured & Unsecured Lending Business 

Comprising of MSME Loans backed by Property, Gold – Pan India.

1. Extending Guidance to the Zonal / State Legal Team on Title Due diligence on broad policy guidelines as well as on Transactional based deviations.

1. Monitoring & Updation on Law, Policy and regulatory requirements impacting retail mortgage business

1. Vendor Management 

1. Team Management

1. Market Intelligence

1. Concurrent Docket Audit

1. Trainings

1. Litigation Management

1. Acquisition & resolution of financial assets & transaction structuring

1. Drafting & Vetting of Transaction documents

1. Set up and administer efficient systems and Processes towards

Legal risk management

1. Dispute resolution

1. General Support.

1. To Focus on Skill Enhancement & Team Development

1. Compliance

8

Skills and Exposure

:

Currently handling a national role in Legal department of a Housing Finance Co. or atleast in the capacity of Zonal Manager for atleast 3 to 4 years preferably in a Housing Finance Co, NBFC.

9

Special Requirements (If any)

:

Must have experience in Secured lending / unsecured lending business

10

Job Location / State

:

Chennai 

11

Compensation Band

:

As per policy

12

Entitlements

:

As per policy

13

Stake Holders

:

Should be able to manage multiple stakeholders and collaborate with business heads

14

Career Progression

:

B

15

Educational Qualification / Technical Certification

:

LLB in Any Specialization

16

Skill Sets

:

Experience in SULB business

Techical & Functional expertise

Familiar wih a variety of location’s (field’s) concepts, practices and procedures

Strong understanding of the geographical spread

Strong analytical skills and rich experience in conceptualizing strategy.

17

Communication Skills

:

Good oral, written and presentation skills

18

Experience

:

 15 years of overall experience 

19

Behavioral Competencies

:

• Uncompromising ethical standards and discipline expected
• High Energy levels
• Result Orientation with execution
• Cross Functional Team Synergy
• A Team player who can manage efficiently in a Changing environment
• Ability to multitask and prioritize workload to complete assigned responsibilities in a fast paced changing environment

20

Other Requirements (If any)

:

-