Individual Loan Officer

Individual Loan Officer - Retail MFB - RIL - Sales - Darbhanga - Laherisarai - J Grades

Key Objective of the Job:

To drive Rural Individual Loan business sales and achieving business deliverables.

Major Deliverables:

1   Ensuring onboarding of quality customers to maintain highest portfolio quality.
2   Identifying, sourcing potential rural individual loan customers & disbursing loans as per the internal process 
and policy
3   Conducting business and house verification for the potential customer along with financial analysis to 
finalize the desired loan amount.
4   Enabling business growth across assigned territories for deeper market penetration and reach.
5   To ensure achievement of disbursement targets and achieving desired productivity numbers.
6   Responsible for maintaining expected collection efficiency and ensuring minimum delinquency.
7   Continuous follow up of overdue customers if any to ensure their repayment.
8   Build strong client relationships both internally and externally and build a strong brand identification with 
existing and potential customer base.
9   Achieving highest First Time Right (FTR)
10   Constantly engaging in learning and development programs to upskill.
11   Adherence to product, process, and policies of the company.

Qualification: Graduate in any discipline