Kotak Mahindra Bank Limited

Credit Manager - Affordable Housing Finance

Kotak Mahindra Bank Limited
Dehradun
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 2 yearsMin. 2 years

Job Description

Credit Manager-Affordable Housing Finance-Credit

  1. Credit Assessment,
  2. Risk Management,
  3. Loan Approval Process:
  • Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors.
  • Perform detailed analysis of financial statements, bank statements, and credit reports.
  • Assess repayment capacity and recommend appropriate loan structures.
  • Identify, analyze, and mitigate potential credit risks.
  • Ensure compliance with internal credit policies and regulatory guidelines.
  • Conduct periodic portfolio reviews to identify early warning signals.
  • Coordinate with sales and operations teams for smooth processing of loan applications.
  • Approve or recommend loans within delegated authority limits.
  • Liaise with legal and technical team for finalization. 

Experience Level

Mid Level

Job role

Work location
Work locationDehradun, Uttarakhand, India
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryLending Operations
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 2 years

About company

Name
NameKotak Mahindra Bank Limited
Job posted by Kotak Mahindra Bank Limited

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You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have completed the required education and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Dehradun to get hired quickly.

The candidate should have sound communication skills and sound communication skills for this job.

Both Male and Female candidates can apply for this job.

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