Equitas Small Finance Ltd

Relationship Manager - Affordable Housing Finance

Equitas Small Finance Ltd
Edappady
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 2 yearsMin. 2 years

Job Description

Relationship Manager - AHF

1. Business Acquisition & Targets
  • Loan Disbursal Volume: Achieving targeted monthly, quarterly, and annual loan volume (in ?).
  • File Login & Processing: Hitting goals for the number of completed loan applications logged in.
  • Cross-Selling: Successfully pitching complementary products like life insurance, credit cards, or top-up loans to existing borrowers. [1, 2, 3]

2. Lead Generation & Sourcing
  • Channel Development: Building and managing productive relationships with builders, real estate agents, and Direct Selling Associates (DSAs) to create a steady pipeline.
  • Market Penetration: Sourcing prospective home buyers through cold calling, corporate tie-ups, and open-market prospecting.
  • Lead Conversion: Moving potential buyers from the initial inquiry stage to completed site visits and application submissions. [1, 2, 3]

3. File Processing & Documentation
  • Document Hygiene: Ensuring 100% accuracy in collecting and verifying KYC, income proofs, and property documents.
  • TAT (Turnaround Time): Minimizing the time taken from the initial application to loan sanction and final disbursal.
  • First Time Right (FTR): Submitting error-free files to the credit/underwriting team to prevent rejections or delays. [1, 2, 3]

4. Customer Relationship & Portfolio Health
  • Customer Satisfaction: Guiding clients through interest rates, EMIs, and the mortgage process with clear, professional communication.
  • Portfolio Quality: Ensuring loans are sourced from credit-worthy profiles to minimize future Non-Performing Assets (NPAs) and delinquencie

Job role

Work location
Work locationAffordable Housing>South>Tamil Nadu>Tamil Nadu 4>Salem>Salem>TN-Edappady>1268>Edapady
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryBanking/Loan Sales
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 2 years

About company

Name
NameEquitas Small Finance Ltd
Job posted by Equitas Small Finance Ltd

You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have completed the required education and people who have 2 to 4 years are eligible to apply for this job. You can apply for more jobs in Edappady to get hired quickly.

The candidate should have sound communication skills and sound communication skills for this job.

Both Male and Female candidates can apply for this job.

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