Credit Manager
Innovista Financial Services Private LimitedFixed
₹15,000 - ₹30,000
Earning Potential
₹30,000
Fixed
₹15,000 - ₹30,000
Earning Potential
₹30,000
Work from Office
Full Time
Min. 2 years
Basic EnglishJob highlights
Walk-in interview
Date: 08 May 2026 - 22 May 2026 | Time: 10.00 am - 05.00 pm...
2 applicants
Job Description
Job Summary
The Credit Manager is responsible for evaluating and approving Home Loan and LAP applications by analyzing customer income, financial documents, repayment capacity, property valuation, and risk factors. The role ensures quality underwriting while maintaining portfolio health and policy compliance.
Key Responsibilities
Assess Home Loan and LAP applications as per company credit policy
Analyze customer income documents, bank statements, CIBIL reports, GST/ITR, and financials
Evaluate repayment capacity and calculate eligibility
Conduct personal discussions with customers when required
Coordinate with sales, legal, technical, and operations teams
Verify property and collateral-related documents
Recommend approval/rejection with proper justification
Maintain TAT (Turn Around Time) for loan processing
Monitor portfolio quality and minimize delinquency risk
Ensure compliance with RBI and internal policies
Required Skills
Credit underwriting
Financial analysis
Income assessment
Risk evaluation
Knowledge of Home Loan & LAP products
Understanding of CIBIL and banking norms
Communication and decision-making skills
Eligibility
Graduate / MBA preferred
Experience: 2–6 years in Home Loan, LAP, Mortgage, or Secured Lending
Experience in banks, NBFCs, or housing finance companies preferred
Preferred Knowledge
Salaried and self-employed income assessment
CAM preparation
Banking and mortgage policies
Property valuation and legal process
Job role
Job requirements
Walk-in interview details
Apply for the job and call HR to confirm your interview
About company
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The candidate should have completed Graduate degree and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Indore to get hired quickly.
The candidate should have Basic English skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
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