Muthoot Fincorp Limited

Zonal Credit Manager

Muthoot Fincorp Limited
Kalyan
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 5 yearsMin. 5 years

Job Description

ZONAL CREDIT MANAGER

Job Profiles:-

Zonal Credit Managers

  • Management & Maintenance of the quality of the Credit Portfolio from Origination to Collections in the zone
  • End to End Accountability at the Pre-sanction phase of the loan, and part of the loan life cycle post disbursement in case of delinquency across the zone
  • Highly Specialized role – By nature of Interactions with Key Stakeholders by striking a balance between Quality & Growth of the Portfolio.
  • Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof.
  • Aim to optimize Credit Risk management to facilitate the business expansion plans on zonal level
  • To be Technologically savvy to employ tools such as Automation & Digitization to increase process efficiency
  • Conduct detailed analysis of delinquencies and recommend changes to the product teams
  • Ensure the successful adoption of internal compliances, regulatory framework across the business.
  • Coordinate with internal audit and regulatory audit regarding their various requirements.
  • Collaborate with Collections to drive down the net credit loss & delinquency metrics.
  • Review and approve credit proposals given.
  • Responsible for ensuring sound understanding of credit policy across all relevant levels.
  • Product knowledge at market level and market segmentation is necessary.


Job role

Work location
Work locationKALYAN
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryLending Operations
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 5 years

About company

Name
NameMuthoot Fincorp Limited
Job posted by Muthoot Fincorp Limited

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