Tata Capital Finance Ltd

Area Credit Manager

Tata Capital Finance Ltd
Kolkata/Calcutta
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 5 yearsMin. 5 years

Job Description

Regional Credit Manager-Emerging Business-Credit Appraisal-Kolkata - Avani Signature-MM

 

Key Objective of the Job:

 

  • Credit analysis of proposal and preparation of credit notes.
  • Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality.
  • Meeting new customers and existing customers on regular basis
  • Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures
  • Ensure continuous monitoring for all high value exposures in the region.

 

 

Major Deliverables:

 

  • Quality of Credit Underwriting
  • Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc
  • Portfolio Monitoring
  • To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc
  • To raise early warning signals for exit of stress accounts and take due measures for timely exit.
  • To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.

Job role

Work location
Work locationKolkata, Kolkata - Avani Signature, Block No. 302, Third Floor, 91/A/1, Avani Signature Building, Park Street, Kolkata, West Bengal - 700016, Kolkata, West Bengal, India
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryLending Operations
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 5 years

About company

Name
NameTata Capital Finance Ltd
Job posted by Tata Capital Finance Ltd

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You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have completed the required education and people who have 5 to 31 years are eligible to apply for this job. You can apply for more jobs in Kolkata/Calcutta to get hired quickly.

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