Regional Credit Manager

Key Objective of the Job:

• Credit analysis of proposal and preparation of credit notes.
• Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality.
• Meeting new customers and existing customers on regular basis
• Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures
• Ensure continuous monitoring for all high value exposures in the region.

Major Deliverables:

• Quality of Credit Underwriting
• Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc
• Portfolio Monitoring
• To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc
• To raise early warning signals for exit of stress accounts and take due measures for timely exit.
• To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.