Branch Credit Manager
Equitas Small Finance Ltd
Work from Office
Full Time
Min. 2 yearsJob Description
Branch Credit Manager
- Ensure proper credit evaluation of customers as per policy & process
- Conduct personal discussion with customers for evaluation of Loan proposal
- Support the branch team in achieving desired branch objective.
- Manage & Maintain TAT for Loan disbursement.
- Supervisor & mentor Credit officer & Officer Credit Operation.
- To diligently appraise loan applications in line with credit policy of the organization.
- Ensure Credit policies to build a good quality portfolio of the branch.
- Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
- Completion of PDD on time for the Loan Disbursed
- Ensure Quality Portfolio of the branch is Maintained
- Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
- Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided
- Minimize turnaround time per application
- Maintain a high quality portfolio at branch level.
- Manage and support other operations activities at the branch.
- Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate
Ensure that the PDD is collected and maintained as per credit norms.
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The candidate should have completed the required education and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Krishnagiri to get hired quickly.
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