Collection Executive / Officer
Avanti FinanceFixed
₹22,000 - ₹30,000
Earning Potential
₹30,000
Fixed
₹22,000 - ₹30,000
Earning Potential
₹30,000
Field Job
Full Time
Any experience
Basic EnglishJob highlights
1 applicants
Benefits include: PF, Petrol Allowance, Health Insurance
Job Description
Role Overview
Position: Relationship Manager
Industry: NBFC-Fintech (Financial Inclusion)
Location: Rural and semi-urban hubs (including local branches in Karnataka )
Compensation: ₹2.20 LPA - ₹ 3 LPA (varies based on experience and location, plus performance incentives)
Key Responsibilities
Sourcing & Sales: Identify potential borrowers in designated operational areas.
Onboarding & KYC: Assist customers with loan applications, verify required documents, and explain loan terms and repayment schedules.
Credit Verification: Conduct on-site inspections of the applicant's business or farm and evaluate their repayment capacity before loan disbursement.
Collections & Recovery: Track down due accounts, visit borrowers for timely EMI collection, and ensure a low portfolio at risk (PAR).
Relationship Management: Maintain strong relationships with customers and community leaders to encourage repeat business and resolve grievances.
Required Qualifications & Skills
Education: Minimum 12th pass
Experience: 2 to 3 years of experience in field sales, microfinance, or NBFC loan collections is a significant plus.
Requirements:
A valid two-wheeler driving license and a personal vehicle are mandatory for daily field travel.
A functional smartphone for using Avanti's digital lending and tracking applications.
Strong local geographical knowledge and fluency in the local language (e.g., Kannada for Karnataka).
Soft Skills: Excellent negotiation, communication, and interpersonal skills.
Working Conditions & Benefits
Travel: Involves daily, extensive travel within the assigned city/district limits.
Work Week: Typically 6-day work week depending on business requirements.
Benefits: Fuel allowances and performance-linked incentives.
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The candidate should have studied 12th Pass and people who have 0 to 31 years are eligible to apply for this job. You can apply for more jobs in Mysuru to get hired quickly.
The candidate should have Basic English skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
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