Credit Executive
Fintech Cloud Private LimitedFixed
₹20,000 - ₹25,000
Average Incentives*
₹10,000
Earning Potential
₹35,000
Fixed
₹20,000 - ₹25,000
Average Incentives
₹10,000
Earning Potential
₹35,000
You can earn more incentive if you perform well
Work from Office
Full Time
Min. 1 year
Good (Intermediate / Advanced) EnglishJob highlights
Urgently hiring
5 applicants
Benefits include: Internet Allowance, Laptop
Job Description
- Assess and underwrite short-term and personal loan applications in line with internal credit policies and regulatory norms.
- Review credit bureau reports (CIBIL), Account Aggregator data, and bank statements to evaluate repayment capacity.
- Analyze income stability, employer profile, credit mix, existing loan exposure, and repayment behavior.
- Identify hidden obligations by cross-verifying salary credits, EMI outflows, and bounced transactions.
- Conduct document verification and validate customer information to mitigate fraud risks.
- Coordinate with sales and operations teams for case clarifications and ensure timely processing.
- Update CRM systems with accurate approval/rejection decisions along with detailed justifications.
- Ensure adherence to defined TAT (Turnaround Time) while maintaining underwriting quality standards.
- Check existing loan exposure with partner NBFCs and evaluate repayment performance.
- Categorize thin-file and thick-file customers and assess risk accordingly.
- Participate in process improvement initiatives and provide feedback to risk and analytics teams.
Job role
Job requirements
About company
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Field Job
Part TimeFull TimeAny experienceNo English RequiredYou can expect a minimum salary of 20,000 INR and can go up to 35,000 INR. The salary offered will depend on your skills, experience and performance in the interview.
The candidate should have completed Graduate degree and people who have 1 to 31 years are eligible to apply for this job. You can apply for more jobs in Mumbai to get hired quickly.
The candidate should have Good (Intermediate / Advanced) English skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
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