Kotak Mahindra Bank

Area Business Manager

Kotak Mahindra Bank
Mumbai/Bombay
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 7 yearsMin. 7 years

Job Description

Area Business Manager-Acquisition-SME-Sales

 

Wholesale Banking – SME –Area Business Manager (Acquisition)

Grade – M6 

Location: Mumbai, Pune, Delhi, Ahmedabad, Indore, Delhi, Chandigarh, Lucknow, Kolkata, Jaipur, Bangalore, Hyderabad, Chennai

Reporting to: Regional Business Manager (Acquisition)

 

SME is a part of Wholesale Banking that manages lending business for Small & Medium enterprises with a turnover between 50 to 500 CR. The business is the fastest growing vertical within Wholesale Banking at Kotak and has been growing at a fast rate with a base of 3000 + customers.

 

Job Role

  • Manage team of Acquisition Relationship Manager and acquire New to Bank customer in SME segment offering banking solutions/products (Asset based( Fund/ non Fund), Transaction Banking, Trade Finance, Treasury - FX)
  • To understand client business models, trade related activities, cash flows etc. and identify opportunities and anticipate possible problems.
  • Build rapport with key decision makers (promoters, CFOs etc.) of prospect customers.
  • Closely working with credit team / sanctioning authority for managing client expectation and effective risk management
  • To be alert on competitive elements in the target segments
  • Improve efficiency by monitoring & overseeing continuous improvement of processes
  • Collaborate with captive channels like branch banking, wealth, privy etc. for lead origination. Build rapport with channels and ensure maximum lead origination
  • Collaborate  with trade finance ,CMS, operation, treasury, legal and branch banking team for seamless customer service  
  • Monitoring of timely closure of deferrals and ensuring smooth handover of cases to portfolio team within stipulated timeline.

 

 Job Requirements:

  • Chartered accountant/MBA, Should have 7+ yrs. of relevant experience,
  • Must have knowledge of various SME banking products along with Analytical  and financial skills
  • Ability to manage & build result oriented team
  • Strong communication(Written and Oral), Eye For detail

 

Experience Level

Mid Level

Job role

Work location
Work locationMumbai, Maharashtra, India
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryLending Operations
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 7 years

About company

Name
NameKotak Mahindra Bank
Job posted by Kotak Mahindra Bank

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