Liquidity Management Associate

Liquidity Management Steering, AS

In Scope of Position based Promotions (INTERNAL only)

Job Title: Liquidity Management Steering

Corporate Title: Associate

Location: Mumbai, India

Role Description

• LM is looking to hire a candidate in the ‘Liquidity Steering’ team.  Effective liquidity steering is an essential part of liquidity management. The objective of liquidity steering is to manage DB’s liquidity position to both ensure compliance with Management Board approved risk appetite and regulatory requirements, while avoiding excessive costs.
• Mumbai steering team’s activities are often conducted in close cooperation across all Treasury functions (Treasury Markets & Investment, FTP, Capital etc.), Business Divisions, LTRA/LDMR (Data and Reporting teams), LRM and IT.

Function Description

• Liquidity management is responsible for managing the Bank’s liquidity position across a variety of liquidity metrics, both regulatory and internal, against agreed risk appetites across a number of dimensions: Group, entity and currency.
• The main purpose of liquidity management is to always ensure that DB can meet its liabilities as they arise.

Treasury

• Treasury at Deutsche Bank is responsible for the sourcing, management and optimization of liquidity and capital to deliver high value risk management decisions. This is underpinned by a best-in-class integrated and consistent Treasury risk framework, which enables Treasury to clearly identify the Bank’s resource demands, transparently set incentives by allocating resource costs to businesses and manage to evolving regulation. Treasury’s fiduciary mandate, which encompasses the Bank’s funding pools, Asset and liability management (ALM) and fiduciary buffer management, supports businesses in delivering on their strategic targets at global and local level. Further Treasury manages the optimization of all financial resources through all lenses to implement the group’s strategic objective and maximize long term return on average tangible shareholders’ equity (RoTE).
• The current role is part of Treasury Office in DBC Mumbai. The role requires interactions with all key hubs i.e. London, New York, Frankfurt and Singapore.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy,

• Best in class leave policy.
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Daily monitoring and explain of liquidity metrics like Unsecured Funding, Divisional Stress Computation (DSC) and Divisional LCR, while analysing the major drivers for the variances, in coordination with data /reporting teams, modelling team & businesses, and also highlighting risk of limit breaches
• Managing consequence framework and related controls including root cause analysis, remediation etc., in line with Risk guidelines
• Building and enhancing liquidity metrics’ explain and forecasting capabilities
• Contributing to Liquidity metrics remediation analysis and initiatives
• Presenting liquidity topics in several forums with Tsy senior management, businesses, Liquidity Risk mgmt.
• Improving steering capabilities via automation, AI solutions

Your skills and experience

Core Skills

• Strong analytical skills & Strong numerical mindset.
• Thorough understanding of Balance sheet.
• Possess high degree of commercial awareness.
• An Educational background in Financial Resource mgmt. or liquidity risk management.

Personal Attributes 

• Effective organizational and inter personnel skills
• Articulate with excellent communication and presentation skills
• Self-starting – willingness to get things done
• Curiosity – being inquisitive – willingness to question and strong drive to improve
• Pride – setting oneself high standards, owning
• Urgency – Prioritize on the basis of need of the hour
• Collaborative - Be able to work through other teams (which might have conflicting priorities and may have limited incentives to share at times) to gain insights in most amicable way.

Experience/ Exposure:

• Experience in dealing with Financial Resource Management (FRM) concepts
• Understanding of internal liquidity metrics and how these are calculated
• Strong hands-on experience with MS Office tools (especially Excel, Powerpoint)
• Understanding of treasury data architecture and strategic plans
• Basic understanding of Basel III liquidity requirements
• Strong knowledge of Balance Sheet
• Experience with implementing / co-ordinating automation projects, including AI capabilities

How we’ll support you

• Training and development to help you excel in your career.
• Coaching and support from experts in your team.
• A culture of continuous learning to aid progression.
• A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.