Risk Portfolio Management Analyst

RPM Portfolio Analyst

Job Description:

Job Title: RPM Portfolio Analyst

Location: Mumbai, India

Role Description

• Risk and Portfolio Management (RPM) is looking for highly talented candidates with a Finance / Credit Risk background, to work in a new 1st Line of Defense Rating and Risk Governance team. This role is categorized as Risk & Portfolio Analyst and would suit a well-organized and collaborative individual who is looking to develop their credit risk skills within a dynamic, fast-paced environment. The successful candidate will play a significant role in contributing to the global Corporate Bank's Trade Finance and Lending Business.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• The role is responsible for delivering high‑quality internal credit ratings for global Corporate and Financial Institution counterparties, in line with Deutsche Bank’s Credit Risk Management standards, policies, and regulatory expectations.

• Deliver high‑quality new credit ratings in line with the Bank’s credit standards, meeting defined quality benchmarks and turnaround‑time expectations to support sustainable business growth.
• Conduct end‑to‑end credit due diligence and rating assessments for global Corporate and FI counterparties (Banks and Insurance) across regions (US, Europe, APAC, and MEA) for prospective deals and borrower groups.
• Perform in‑depth analysis of financial statements, business models, industry dynamics, competitive positioning, and country/macroeconomic risks to form well‑reasoned credit views.
• Apply Bank’s Credit Policies, rating methodologies, and procedures consistently to ensure accurate and defensible rating outcomes.
• Prepare and present rating cases to the relevant Credit Risk Committees, responding effectively to challenges and feedback.
• Partner closely with Business, Credit Risk, and other stakeholders to resolve information gaps, minimize rework, and improve first‑time‑right outcomes.
• Ensure full compliance with applicable internal policies, regulatory requirements, and governance standards, including timely documentation and audit‑ready records.

Your skills and experience

Technical Skills

• 2–3 years of relevant experience in credit analysis / credit ratings within a bank, rating agency, or financial institution.
• Strong financial analysis and accounting skills (IFRS, US Gaap), with the ability to interpret complex financial disclosures.
• Good understanding of corporate and/or FI business models, industry risks, and country risk considerations.
• Enhanced understanding of regulatory credit risk concepts, including Risk‑Weighted Assets (RWA), Loss Given Default (LGD), asset quality indicators, and regulatory capital frameworks.
• Strong communication skills, with the ability to articulate credit views clearly to senior stakeholders.
• Ability to manage priorities in a high‑volume, time‑sensitive environment while maintaining quality standards.
• Professional certifications such as CFA or FRM (completed or in progress) are considered an advantage

Behavioral Skills

• Strong team player with the ability to collaborate effectively within a global, multi‑location credit team and contribute positively to shared outcomes.
• Effective presentation skills, with the confidence and clarity to present credit assessments and risk views to senior stakeholders and Credit Risk Committees.
• Strong communication and interpersonal skills, with the ability to engage constructively with Business, Risk, and other partners across functions and seniority levels.

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

Experience Level

Mid Level