Credit Policy and Monitoring Specialist

Team Member-SUPPORT SERVICES-Credit Monitoring Group

1. PAN Bank Exposure report and CRILC return :-  

• Preparing the PAN Bank Exposure Report.  
• Co-ordinating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.
• Analysis of trend and reconciliation of Pan Bank exposure report with source data. 
• Compiling, checking and supporting in filing the monthly CRILC return 
• Highlighting major risks if any arising from the existing process or reporting and taking corrective action.

 

2. Other monthly / quarterly returns/ exposure report/ CAP monitoring

• Preparing the Gift City Exposure Report on monthly basis. 
• Monitoring working on Return on Default Borrower (RDB) on weekly basis and SIBC return on monthly basis. 
• Compiling, checking and filing the Return of Large Exposure (RLE), Return on Large Corporate (RLC), Return on Connected Exposure (RCE), Large Exposure Frame work (LEF) every quarter.
• Working on Return on Asset quality (RAQ) – Industry data point on quarterly basis. 
• Working on Credit data points of risk based supervision (RBS) document to RBI on quarterly basis
• Analysing the trends in Key risk indicators for the Bank based on above return filing. 
• Providing exposure and return’s related data to auditors, compliance, legal, inter department, regulator, etc and resolving audit queries.
• CAP monitoring activities including NBFC, PTC, unsecured exposure and other.  

• Master’s degree (CA /CS/ MBA) in Finance, Accounting, Business Administration, or related field.
• At least 5 – 6 years of experience and well-versed with computers/ excel. 
• Knowledge of Credit Appraisal or Credit Monitoring or regulatory requirements.
• Analytical skills, proficiency in trend analysis and understanding of data flow in banking system. 
• Written and verbal communication skill with the ability to present information clearly and concisely.

Experience Level

Senior Level