How much salary can I expect as a Area Credit Manager in Tata Capital Finance Ltd in New Delhi?

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What is the eligibility criteria to apply for Area Credit Manager in Tata Capital Finance Ltd in New Delhi?

The candidate should have completed the required education and people who have 5 to 9 years are eligible to apply for this job. You can apply for more jobs in New Delhi to get hired quickly.

Is there any specific skill required for this job?

The candidate should have sound communication skills and sound communication skills for this job.

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Area Credit Manager

Tata Capital Finance Ltd

Area Credit Manager

Tata Capital Finance Ltd

New Delhi

Not disclosed

Work from Office

Full Time

Min. 5 years

Job Description

Area Credit Manager-CEQ-Credit Appraisal-Delhi - Videocon Towers-MM*

Business Vertical	SME credit
Designation	Area Credit Manager -CEQ
Grade	M3/M4/M5
Educational Qualification	MBA/PGDBA/PGPM/ CA or Equivalent
Experience	5-9 years in Banks/NBFC
1	To prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility To perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement.To prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants
2	Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team
3	Pre approval and rating of all clients with exposure more than Rs 500L Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes
4	Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels
5	Working on projects/process improvements from time To time
6	To be able critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry
7	Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health
8	To identify the automation opportunities in existing processes, new product development
9	To raise early warning signals for exit of stress accounts and take due measures for timely exit
10	To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines