Legal Manager - Loan Against Property
Kotak Mahindra Bank LimitedJob Description
Legal Manager-Loan Against Property-Hardship Assistance Unit
The Legal Manager will play a crucial role in our Loan Against Property department, offering legal guidance and support to ensure the bank's operations are compliant with regulations. This role involves managing a team of legal professionals, overseeing legal documentation, and providing strategic advice to mitigate legal risks. The manager will collaborate with various teams, including credit, collections, and operations, to ensure a smooth and compliant loan process.- Provide legal expertise and support to the Loan Against Property team, ensuring compliance with regulations and managing legal risks.
- Oversee and review legal documentation, including loan agreements, security documents, and other legal contracts.
- Offer strategic legal advice to mitigate risks and ensure the bank's interests are protected during the loan process.
- Collaborate with credit, collections, and operations teams to ensure a seamless and compliant loan journey for customers.
- Manage a team of legal professionals, providing guidance and support to ensure efficient and effective legal services.
- Stay updated with legal and regulatory changes, and advise the bank on any necessary adjustments to policies and procedures.
- Conduct legal research and analysis to support decision-making and provide insights on potential legal implications.
- Represent the bank in legal proceedings, negotiations, and mediations, as required.
- Maintain strong relationships with external legal counsel and industry experts to seek advice and support.
- A Bachelor of Laws (LLB) or an equivalent legal degree is mandatory.
- Admission to the Bar Council of India or a valid license to practice law is essential.
- Minimum 8 years of experience in a legal role, with a focus on banking and finance law.
- Proven experience in managing a legal team and providing strategic legal advice.
- Excellent knowledge of Indian contract law, property law, and relevant regulations.
- Strong analytical and problem-solving skills, with the ability to provide creative legal solutions.
- Exceptional communication and interpersonal skills, with the ability to build relationships.
- Proficiency in legal research and the ability to stay updated with legal developments.
- A proactive and detail-oriented approach to work, with a focus on accuracy and compliance.
Experience Level
Senior LevelJob role
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