Senior Transaction Monitoring Investigator - AML/CFT

Banking Operations Associate

Level 2 Transaction Monitoring Investigator (AML/CFT) – Job description – Grade 5

About the Role
We are seeking an experienced Level 2 Transaction Monitoring Investigator to manage escalated AML/CFT cases, perform deep‑dive investigations, and finalize STR/SAR decisions. Ideal for professionals with strong regulatory understanding and narrative-writing skills.
Key Responsibilities
•    Handle escalated TM alerts and close cases with final disposition. 
•    Draft and finalize STR/SAR reports.
•    Perform customer and transaction analysis across products
•    Identify ML/TF typologies (structuring, layering, TBML, sanctions evasion).
•    Mentor L1/L2 analysts and provide quality oversight.
•    Support scenario tuning and false‑positive reduction.
•    Ensure SLA adherence and maintain investigation quality.
Required Experience
•    3–5+ years in Transaction Monitoring investigations (For G5)
•    Strong STR/SAR drafting experience.
•    Knowledge of KYC/CDD/EDD and sanctions frameworks.
•    Experience with audits and compliance reviews.
Skills & Tools
•    TM Tools: Actimize, Mantas/NICE, SAS AML, Oracle FCCM, FICO, Napier
•    Screening tools: World‑Check, Dow Jones, ComplyAdvantage.
•    Analytics: Excel (Advanced), Power BI/Tableau.
•    Strong written communication and analytical skills.
Preferred Certifications
CAMS, CFE, ICA AML/Compliance (preferred).
Attributes
•    Strong decision‑making ability.
•    Attention to detail.
•    Ability to interact with regulators.
•    Leadership and mentoring capability.

Experience Level

Mid Level