Credit Officer
Equitas Small Finance Ltd
Work from Office
Full Time
Min. 2 yearsJob Description
Credit Officer
- Credit Analysis & Risk Assessment: Analyze financial statements, cash flow projections, and credit history to calculate risk ratios and determine a borrower’s ability to repay.
- Loan Approvals & Structuring: Approve, reject, or negotiate loan terms (such as interest rates and payment plans) based on established underwriting guidelines and policies.
- Portfolio Monitoring: Track the performance of existing loans, ensure compliance with loan covenants, and identify early warning signs of default.
- Compliance: Ensure all lending activities adhere to internal policies, industry standards, and regulatory requirements.
- Client Consultation: Meet with clients to gather necessary documentation, explain loan options, and guide them through the borrowing process.
- Documentation & Reporting: Prepare comprehensive credit memos, maintain accurate loan records, and present findings to credit committees or senior management.
Job role
Job requirements
About company
You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.
The candidate should have completed the required education and people who have 2 to 31 years are eligible to apply for this job. You can apply for more jobs in Pardi to get hired quickly.
The candidate should have sound communication skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Pardi at apna.
No work-related deposit needs to be made during your employment with the company.
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