How much salary can I expect as a Credit Manager in Kotak Mahindra Bank in Patiala?

You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

What is the eligibility criteria to apply for Credit Manager in Kotak Mahindra Bank in Patiala?

The candidate should have completed the required education and people who have 5 to 31 years are eligible to apply for this job. You can apply for more jobs in Patiala to get hired quickly.

Is there any specific skill required for this job?

The candidate should have sound communication skills and sound communication skills for this job.

Who can apply for this job?

Both Male and Female candidates can apply for this job.

Is it a work from home job?

No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Patiala at apna.

Are there any charges or deposits required while applying for the role or while joining?

No work-related deposit needs to be made during your employment with the company.

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Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview.

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Credit Manager

Kotak Mahindra Bank

Credit Manager

Kotak Mahindra Bank

Patiala

Not disclosed

Work from Office

Full Time

Min. 5 years

Job Description

Credit Manager-Working Capital-Credit

We are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring high-quality credit decisions within defined turnaround times. The ideal candidate will have strong analytical skills, a deep understanding of financials and property-related aspects, and the ability to maintain portfolio quality. The role also includes mentoring team members, coordinating with cross-functional departments, and implementing policies effectively at the ground level.

Manage a team of Credit Managers and oversee underwriting activities. Underwrite and prepare proposals for Working Capital Finance (fund and non-fund based). Ensure high-quality underwriting and support branch business targets through training. Conduct customer visits for personal discussions and deal structuring. Monitor portfolio quality through regular review of monitoring reports. Evaluate proposals for Home Loans and Loan Against Property. Make credit decisions within defined turnaround times (TAT). Understand property-related aspects such as legal title and market value. Coordinate with sales, operations, legal, technical, and customer service teams. Implement head office and local credit policies at the ground level. Mentor CPAs and monitor their productivity and output quality.