Tata Capital Finance Ltd

Area Credit Manager

Tata Capital Finance Ltd
Thane
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 5 yearsMin. 5 years

Job Description

Regional Credit Manager - Commercial Vehicle - Strategic Accounts - Credit - Thane - Pokharan Road - (M4-M6)

  • Credit Underwriting of Strategic MF Customer loans and their timely sanction / closure for the region
  • Monitor Portfolio quality and risk management across the region on regular basis on various risk parameters: DPD, NPA, bounce rates, and delinquency trends.
  • Analysis of ED (Early Delinquency)/ Non-Starters/ PNS
  • Implementation of the Credit policy, process control, credit compliance and risk guidelines for the region
  • Handle a team of ACMs/CMs/Credit Officers/Associates in terms of train/monitor/control/motivate and engage
  • Hands-on market knowledge by communicating & maintaining co-ordination with other financers to stay updated on financing traits, market understanding, customer visits, feedback, new schemes launches, competitor policies, asset quality trends etc which helps in continuous improvement in underwriting quality.
  • MIS reporting and compliance: Publish weekly/monthly MIS on approvals, declines, portfolio risk, geography-wise performance; ensure accurate and timely system updates for underwriting decision; facilitate internal audits, compliance checks, and regulatory inspections for the region.
  • Keep track on performance of self and drive the team to enable positive results on KPIs 

Job role

Work location
Work locationThane, Thane - Pokharan Road, Ground floor, Unit No. 3, Voltas Ltd. Pokhran Road No. 2 Thane, India
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryBanking - Treasury & Forex
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 5 years

About company

Name
NameTata Capital Finance Ltd
Job posted by Tata Capital Finance Ltd

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You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have completed the required education and people who have 5 to 31 years are eligible to apply for this job. You can apply for more jobs in Thane to get hired quickly.

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